Chinese Library
Some of the following Consumer Action publications are available in bulk for non-profit or government agencies to distribute for educational purposes. Further info can be found on the How To Order Publications page.
Library of Chinese Publications, Sorted by Date
Headlines & Press Releases
Wednesday, February 08, 2012
Chinese Headlines | 消費者行動 2012 中國新年向華人社區拜年
Saturday, October 29, 2011
Chinese Headlines | 消費者行動成立四十週年誌慶
Thursday, October 27, 2011
Chinese Headlines | 消費者行動上周慶祝40周年
Chinese Headlines | 消費者行動 波城辦培訓會議
Monday, October 24, 2011
Chinese Headlines | 消費者行動舉行頒獎活動
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Library: Chinese | Teens & Money - Talking to teens about money (Chinese) . 這本24頁的手冊原先是為家長設計的﹐但對於較大年齡的青少年也很有用處。主題包括多方面﹕工作﹑預算﹑衡量購物究竟是"需要"或"想要"﹑銀行事務﹑支票﹑儲蓄﹑信用卡﹑信用報告﹑駕駛及手機等等。這本手冊對於每週開支評估﹑工資支票存根﹑如何以比價購物來省錢以及如何寫支票等均有舉例說明。手冊也包括一系列可供家長及青少年尋求協助的網站。
This 24-page booklet is designed primarily for parents but may also be useful for older teens. It covers many topics, including working, budgeting, figuring out if a purchase is a "need" or a "want," banking, writing checks, savings, credit cards, credit reports, driving and cell phones. The booklet contains illustrations and examples of a weekly spending evaluation, a paycheck stub, how comparison shopping can save money and how to write a check. It also contains a list of helpful web sites for parents and kids.
Category: Money Management on Jun 14, 2010
Library: Chinese | Families and Credit Cards (Chinese) . 這本社區教育手冊是專門為正在衡量給兒女信用卡是否有益的家長而編印的。各項主題範圍包括﹕青少年與信用卡﹑在帳戶上增加副卡持有人﹑附屬卡持有者規定﹑子女外出旅遊時的付款選擇以及瞭解良好信用的重要性。
This educational brochure is designed for parents who are weighing the merits of giving their children credit cards. The topics covered include youth and credit cards, adding cardholders to your account, secondary cardholder policies, payment options for kids while they’re traveling and helping young people understand the importance of good credit. Category: Credit Cards on May 11, 2010
Library: Chinese | Personal Bankruptcy - Your financial fresh start (Chinese) . 破產法案得以通過是為了給人們一個新的開始﹐也是給債務困身的消費者一個有組織有系統的方法還債給貸款公司。這本手冊摘要詳列了2005年10月開始生效的個人申請破產最新法案。
Bankruptcy laws were passed in order to give people a fresh start, and to give debt-burdened consumers an organized, systematic way of paying back creditors. This publication outlines new rules for filing personal bankruptcy that became effective in October 2005.
Category: Money Management on May 11, 2010
Library: Chinese | Staying on Track With Credit (Chinese) How to use credit wisely. 對那些瞭解信貸的使用代價跟優點,以及懂得如何明智地使用信貸的消費者來說,信貸可以成為一種有用的財務工具。這本手冊解釋了「無限次」,又稱為循還式信貸,包括信用卡,房屋淨值信貸(HELOC: Home Equity Line of Credit)和支票透支信用額(Overdraft Lines of Credit),同時還討論使用信貸的好處及壞處。該手冊還包括如何避免使用高收費信貸的技巧。
Credit can be a valuable financial tool for consumers who understand its costs and benefits and how to use it wisely. This brochure defines open-ended, or revolving, credit, including credit cards, home equity lines of credit and overdraft lines of credit, and discusses the pros and cons of using credit. It includes tips on high-cost credit to avoid. Category: Credit Credit Reports Credit Scores Money Management on Jul 09, 2009
Library: Chinese | Recognizing Credit Card Fraud (Chinese) . 當消費者將信用卡號碼給了不熟識的人、信用卡遺失或遭竊、郵件被偷或被罪犯利用、公司職員複印他人信用卡或卡號,信用卡詐騙案就發生了。這本消費者行動最新發行的手冊提醒大家認明及避免形形色色有關信用卡之詐騙,例如:仿製信用卡、假冒騙取信用卡、身份盜用、偽造信用卡等等。
Credit card fraud happens when consumers give their credit card number to unfamiliar individuals, when cards are lost or stolen, when mail is diverted from the intended recipient and taken by criminals, or when employees of a business copy the card or card numbers of a cardholder. This new Consumer Action publication explains how to recognize and avoid many forms of fraud that involve credit cards, such as skimming, phishing, ID theft and counterfeit cards.
Category: Credit Cards Fraud/Scams on Jul 08, 2009
Library: Chinese | Saving your home from foreclosure (2009) (Chinese) . 當你付不起房屋抵押貸款時﹐貸款公司就會以法律行動將你的房子查封拍賣。如果在面臨這種情況時你瞭解有關個人的選擇權而且採取適當的行動﹐也許能夠保住家園﹐或者至少減輕一些房子被查封拍賣所造成的財務損失。
Foreclosure is the legal process that your mortgage lender uses to take your home when you fall behind on your mortgage payments. If you are faced with foreclosure, you can work to save your home—or at least limit the financial damage caused by foreclosure—if you understand your options and take the appropriate steps.
Category: Foreclosure Housing Home Financing on Mar 26, 2009