Action Center


Welcome to Consumer Action's Take Action Center. Consumer Action offers e-advocacy tools to help you make your voice and opinions heard. The free service allows you to play active role in the political process by finding contact information for your federal and state elected officials, writing to Congress, sending letters to the editor, responding to key legislation and more. If you like our Take Action Center, consider supporting our work.

Actions by Category


Credit & Finance

Everything from banking, bankruptcy, credit, credit cards, financial literacy, stocks, and securities; this category broadly covers financial information, specifically consumer credit, consumer wealth, and the policies and legislation built to promote and / or stabilize it.

Oppose

National Legislation

S 626: A bill to create a dedicated inspector general for the CFPB

Sponsor: Rob Portman [R-OH] on 2017-03-14
https://www.govtrack.us/congress/bills/115/s626

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This bill would create unecessary bureaucratic hoops for the Consumer Financial Protection Bureau (CFPB), thwarting its attemps to do its job and protect consumers. Specifically, the bill would create a dedicated, Senate-confirmed inspector general to oversee the Bureau.

Oppose

National Legislation

HR 732: Stop Settlement Slush Funds Act

Sponsor: Bob Goodlatte [R-VA6] on 2017-01-30
https://www.govtrack.us/congress/bills/115/hr732

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This bill would cut off any payments to third parties other than individualized restitution and other forms of direct payment for “actual harm.” That restriction would handcuff federal enforcement officials by limiting their ability to negotiate appropriate relief for real harms caused to the public by illegal conduct that is…

Oppose

National Legislation

HR 238: Commodity End User Relief Act

Sponsor: K. Conaway [R-TX11] on 2017-01-04
https://www.govtrack.us/congress/bills/115/hr238

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Commodity End User Relief Act This bill reauthorizes through FY2021, and revises provisions related to, operations of the Commodity Futures Trading Commission (CFTC). In addition, the bill amends the Commodity Exchange Act to direct registered futures associations to require their futures commission merchant members to meet certain procedural and reporting…

Oppose

National Legislation

HR 78: SEC Regulatory Accountability Act

Sponsor: Ann Wagner [R-MO2] on 2017-01-03
https://www.govtrack.us/congress/bills/115/hr78

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The SEC Regulatory Accountability Act would mandate that the Securities and Exchange Commission identify every “available alternative” to a proposed regulation or agency action and quantitatively measure the costs and benefits of each such alternative prior to taking action. Since there are always numerous possible alternatives to any course of…

Support

National Legislation

S 552: Justice for Victims of Fraud Act of 2017

Sponsor: Sherrod Brown [D-OHnull] on 2017-03-07
https://www.govtrack.us/congress/bills/115/s552

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The Justice for Victims of Fraud Act would close the “Wells Fargo loophole” by clarifying that forced arbitration clauses do not apply to checking and credit card accounts fraudulently opened without a customer’s consent.

Support

National Legislation

S 647: A bill to amend title 9, United States Code, with respect to arbitration

Sponsor: Richard Blumenthal [D-CTnull] on 2017-03-15
https://www.govtrack.us/congress/bills/115/s647

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"The Mandatory Arbitration Transparency Act" would invalidate and prohibit mandatory pre-dispute arbitration agreements that require the parties to the arbitration to keep matters surrounding the arbitration process confidential, forcing plaintiffs into secret proceedings hidden from other potential victims and from the public.

Support

National Legislation

S 553: Court Legal Access and Student Support (CLASS) Act of 2017

Sponsor: Richard Durbin [D-ILnull] on 2017-03-07
https://www.govtrack.us/congress/bills/115/s553

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The CLASS Act would prohibit an institution of higher education from receiving Title IV federal student aid funding if the school’s enrollment agreement requires mandatory arbitration or otherwise restricts students’ ability to pursue claims against the school in court.

Support

National Legislation

S 550: Restoring Statutory Rights and Interests of the States Act of 2017

Sponsor: Patrick Leahy [D-VTnull] on 2017-03-07
https://www.govtrack.us/congress/bills/115/s550

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The Restoring Statutory Rights and Interests of the States Act would ensure that mandatory arbitration clauses cannot be interpreted to preempt civil rights claims or other statutory causes of actions.

Support

National Legislation

S 537: Arbitration Fairness Act of 2017

Sponsor: Alan Franken [D-MNnull] on 2017-01-20
https://www.govtrack.us/congress/bills/115/s537

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Arbitration Fairness Act of 2017 would prohibit the use of mandatory, pre-dispute arbitration agreements in consumer, employment, civil rights, and antitrust cases.

Support

National Legislation

S 405: Stop Taxing Death and Disability Act

Sponsor: Chris Coons [D-DEnull] on 2017-02-16
https://www.govtrack.us/congress/bills/115/s405

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The Stop Taxing Death and Disability Act has gained bipartisan support and would exempt from income tax federal and private student loans that are canceled due to the death of the student or the total and permanent disability of the borrower.

Oppose

National Action

Fight attacks on consumer protection!

Date: Mon, February 06, 2017

Write Congress

The new administration has announced plans to damage the Dodd-Frank financial protection law and cripple the Consumer Financial Protection Bureau (CFPB). Your dissent is crucial.

Support

National Action

Help! Congress has ramped up its war on consumers!

Date: Thu, January 19, 2017

Write Congress

Without your help, the new Congress and administration are set to literally destroy the only federal financial agency created to stave off another recession and protect your rights in the marketplace: the Consumer Financial Protection Bureau.

Oppose

National Legislation

S 34: Midnight Rules Relief Act of 2017

Sponsor: Ron Johnson [R-WInull] on 2017-01-05
https://www.govtrack.us/congress/bills/115/s34

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Midnight Rules Relief Act of 2017 amends the Congressional Review Act to allow Congress to target and revoke mulitiple regulations that were passed in the final year of a President Obama's term. Many of the regulations on the potential chopping block address consumer, environmental, energy, and natural resources issues. 

Support

National Action

Support a strong CFPB

Date: Tue, January 03, 2017

Write Congress

Elected officials with big ties to the financial industry are determined to de-fund and “defang” the Consumer Financial Protection Bureau (CFPB) by stripping its independence and slashing its budget. Tell Congress to oppose any legislation that tries to weaken or defund the CFPB.