Action Center


Welcome to Consumer Action's Take Action Center. Consumer Action offers e-advocacy tools to help you make your voice and opinions heard. The free service allows you to play active role in the political process by finding contact information for your federal and state elected officials, writing to Congress, sending letters to the editor, responding to key legislation and more. If you like our Take Action Center, consider supporting our work.

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Consumer Issues

Includes unfair and deceptive practices, scams and frauds, consumer rights, transparency and consumer protection.

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National Action

Don’t destroy my Consumer Financial Protection Bureau!

Date: Tue, July 18, 2017

Take Action

This week marks the sixth birthday of the Consumer Financial Protection Bureau. Yet, some in Congress have marked the agency for dead. Let your Senators know that an attack on the CFPB is an attack on the people who put them in office.

Support

California Legislation

SB 33: Arbitration agreements

Sponsor: Senator Bill Dodd on 12/05/2016
http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201720180SB33

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Would prohibit the use of forced arbitration clauses in contracts that were created fraudulently and allow victimized consumers to have their day in court to recover damages.

Oppose

California Legislation

SB 87: Public safety: omnibus

Sponsor: Committee on Budget and Fiscal Review on 01/11/2017
http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201720180SB87

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Would cause non-profit groups to lose half, and perhaps all, funding from class action settlements (cy pres awards), a crucial source of funding for consumer protection and educational activities.

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- Action

Protect contact lens consumer rights

Date: Mon, June 12, 2017

Take Action

It's been 13 years since the Fairness for Contact Lens Consumers Act became law, requiring optometrists to provide prescriptions to patients so they can shop around for better prices. Yet, Consumer Action found that close to one-third of consumers are not being given their prescriptions following eye exams. Tell Congress to make eye doctors follow the law!

Oppose

National Legislation

HR 10: Financial CHOICE Act of 2017

Sponsor: Jeb Hensarling [R-TX5] on 2017-04-26
https://www.govtrack.us/congress/bills/115/hr10

Take Action

This bill amends the Dodd-Frank Wall Street Reform and Consumer Protection Act, among other Acts, and would eviscerate these safeguards, putting the U.S. economy and taxpayers in the same perilous position as prior to the 2008 financial crisis.

Watching

National Legislation

HR 898: Credit Score Competition Act of 2017

Sponsor: Edward Royce [R-CA39] on 2017-02-07
https://www.govtrack.us/congress/bills/115/hr898

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This bill would require Fannie Mae and Freddie Mac to establish procedures for considering expanded credit scoring models (models that may use rent, utility, and telecom payments) and and certain credit scores in making a determination whether to purchase a residential mortgage, and for other purposes.

Watching

National Legislation

HR 435: The Credit Access and Inclusion Act of 2017

Sponsor: Keith Ellison [D-MN5] on 2017-01-11
https://www.govtrack.us/congress/bills/115/hr435

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This bill aims amend the Fair Credit Reporting Act to clarify Federal law with respect to reporting certain positive consumer credit information, including rent, utility and telecom payments, to consumer reporting agencies.

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National Legislation

S 1262: The Fairness for Struggling Students Act

Sponsor: Richard Durbin [D-ILnull] on 2017-05-25
https://www.govtrack.us/congress/bills/115/s1262

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This bill will help address the student debt crisis by once again permitting privately issued student loans to be discharged in bankruptcy, the same as nearly all other forms of private unsecured debt.

Support

National Legislation

S 771: Improving Access To Affordable Prescription Drugs Act

Sponsor: Alan Franken [D-MNnull] on 2017-03-29
https://www.govtrack.us/congress/bills/115/s771

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This bill aims to stop prescription drug corporations from gouging consumers with high prices on the medicines they need to lead healthy and productive lives.

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National Legislation

S 1037: Forbidding Airlines from Imposing Ridiculous (FAIR) Fees Act

Sponsor: Edward Markey [D-MAnull] on 2017-05-04
https://www.govtrack.us/congress/bills/115/s1037

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As airlines continue to charge consumers sky-high fees for basic services such as checking a bag and changing or canceling a flight, this bill prohibits airlines from imposing fees, including cancellation, change and bag fees, that are not reasonable and proportional to the costs of the services provided.

Oppose

National Action

Stop another financial crisis from happening

Date: Mon, May 01, 2017

Write Congress

Congress is holding a series of hearings to consider a horrible piece of legislation called the Financial CHOICE Act. We prefer to call it the Wrong CHOICE Act, since it will gut critical consumer protections created after the 2008 financial crisis—regulations put in place to protect consumers and help prevent another Great Recession. Stop Congress from making the wrong CHOICE!

Support

California Legislation

SB 313: Advertising: automatic renewal and continuous service offers

Sponsor: Senator Robert M. Hertzberg on 02/13/2017
http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201720180SB313

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SB 313 would protect consumers from deceptive “free” trial offers that convert to paid subscriptions without the consumer’s awareness or consent.

Oppose

National Legislation

HR 522: Stop Settlement Slush Funds Act of 2017

Sponsor: Bob Goodlatte [R-VA6] on 2017-01-13
https://www.govtrack.us/congress/bills/115/hr522

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This bill would be a gift to lawbreakers at the expense of families and communities suffering from injuries that cannot be addressed by direct restitution. It cuts off any payments to third parties other than individualized restitution, limiting federal enforcement officials of their ability to negotiate appropriate relief for victims.

Oppose

National Legislation

S 626: A bill to create a dedicated inspector general for the CFPB

Sponsor: Rob Portman [R-OH] on 2017-03-14
https://www.govtrack.us/congress/bills/115/s626

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This bill would create unecessary bureaucratic hoops for the Consumer Financial Protection Bureau (CFPB), thwarting its attemps to do its job and protect consumers. Specifically, the bill would create a dedicated, Senate-confirmed inspector general to oversee the Bureau.

Support

National Legislation

HR 585 : Investor Choice Act of 2017

Sponsor: Keith Ellison [D-MN5] on 2017-01-17
https://www.govtrack.us/congress/bills/115/hr585

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The Investor Choice Act of 2017 aims to eliminate forced arbitration for consumers in investor contracts with brokerage firms and investment advisers.

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National Legislation

S 646: A bill to amend title 38, United States Code, to improve the enforcement of employment and…

Sponsor: Richard Blumenthal [D-CTnull] on 2017-03-15
https://www.govtrack.us/congress/bills/115/s646

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"The Justice for Servicemembers Act" makes unenforceable any pre-dispute agreement to arbitrate a claim under the Uniformed Services Employment and Reemployment Rights Act (USERRA), which prohibits employment discrimination against servicemembers and veterans, and makes other changes to help plaintiffs enforce USERRA’s protections.

Oppose

National Legislation

HR 1004: Regulatory Integrity Act of 2017

Sponsor: Tim Walberg [R-MI7] on 2017-02-13
https://www.govtrack.us/congress/bills/115/hr1004

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H.R. 1004 will significantly undermine federal agencies’ ability to engage and inform the public in a meaningful and transparent way regarding its work on important science-based rulemakings that will greatly benefit the public.

Oppose

National Legislation

HR 5: Regulatory Accountability Act

Sponsor: Bob Goodlatte [R-VA6] on 2017-01-03
https://www.govtrack.us/congress/bills/115/hr5

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This bill would cripple the process for issuing and enforcing rules to ensure we have clean air and water, safe food and consumer products, fair wages and safe workplaces and many other key protections. Dozens of new burdensome requirements would increase the demands on already struggling agencies.

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National Legislation

S 552: Justice for Victims of Fraud Act of 2017

Sponsor: Sherrod Brown [D-OHnull] on 2017-03-07
https://www.govtrack.us/congress/bills/115/s552

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The Justice for Victims of Fraud Act would close the “Wells Fargo loophole” by clarifying that forced arbitration clauses do not apply to checking and credit card accounts fraudulently opened without a customer’s consent.

Support

National Legislation

S 647: A bill to amend title 9, United States Code, with respect to arbitration

Sponsor: Richard Blumenthal [D-CTnull] on 2017-03-15
https://www.govtrack.us/congress/bills/115/s647

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"The Mandatory Arbitration Transparency Act" would invalidate and prohibit mandatory pre-dispute arbitration agreements that require the parties to the arbitration to keep matters surrounding the arbitration process confidential, forcing plaintiffs into secret proceedings hidden from other potential victims and from the public.

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