Welcome to Consumer Action's Take Action Center. Consumer Action offers e-advocacy tools to help you make your voice and opinions heard. The free service allows you to play active role in the political process by finding contact information for your federal and state elected officials, writing to Congress, sending letters to the editor, responding to key legislation and more. If you like our Take Action Center, consider supporting our work.
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Make Your Voice Heard
The Action Center features tools to help you advocate for yourself and others. Learn more about the key features and advantages of the Take Action Center and how you can communicate effectively with your elected officials and build grassroots momentum. Learn More…
Sponsor: Rep. Austin Scott (R-GA) on
We strongly oppose the CURB Act’s attempt to impose a cap on the Lifeline fund and to phase out wireless voice services in two years. The CURB Act would undercut both the goals of the Lifeline program and the principles for Lifeline modernization.
Sponsor: Rep. Adam Kinzinger (R-IL) on
This legislation would undermine the Federal Communications Commission’s ability to protect consumers from an emerging online “privacy divide” that leaves low-income Americans with fewer privacy options than are available to the wealthy.
Sponsor: Rep. Dan Benishek, Dan (R-MI) on Oct 1, 2015
This bill amends the Internal Revenue Code to require the Internal Revenue Service to mail paper income tax forms (and related instructions) to taxpayers who file paper returns not later than 31 days after the close of such taxpayer's next taxable year.
Sponsor: Ken Buck (R-CO) on 2015-09-28
This bill would make it difficult for consumers to enforce their rights in state courts by forcing state cases into federal courts (where they don’t belong). The bill allows corporations, which have profited from doing business in certain states, to “shop around” for a federal court forum at great…
Sponsor: Randy Neugebauer (R-TX) on 2015-05-01
This bill would weaken consumer protections in the event of a data breach or other data security threat by eliminating stronger existing state protections and preventing states from adopting innovative laws in response to emerging technological advances.
Sponsor: Dennis Ross (R-FL) on 2015-11-16
Would delay important consumer protections for payday loan borrowers for two years. Would allow the payday industry to avoid federal regulation by pushing industry-backed state bills based on a Florida law that has proven ineffective at reining in payday lending abuses.
Sponsor: John Thune (R-SD) on 2015-09-16
This bill would invalidate any consumer contract provision that prohibits or restricts the buyer or subscriber from posting public reviews about the products or services. Provisions that impose penalties on buyers or subsubsribers for posting reviews also would be invalid.
Sponsor: Senator Edward J. Markey (D-MA) on 11-04-2015
The HANGUP Act would protect student loan and mortgage borrowers, veterans, farmers, taxpayers, and others from unwanted robocalls and texts. The bill would strike Section 301 of the 2015 Budget Act, passed last week by Congress, which exempts private collectors working on behalf of the federal government from provisions…
Sponsor: French Hill [R-AR2] on 2015-07-23
HR 3192 would remove key incentives for lenders to comply with new mortgage disclosure rules—rules that dictate consumers must be supplied with certain truthful information on the key features, costs and risks of the mortgage loan for which they are applying. HR 3192 would also leave homeowners who have…
Sponsor: Bill Huizenga [R-MI2] on 2015-07-23
HR 3189 would impose severe restrictions on the ability of the Federal Reserve to do its job and regulate large Wall Street banks. The bill would do so by creating cumbersome procedural requirements that would neuter the agency’s ability to monitor banks while opening it up to consuming and…
HR 2577: Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2016
Sponsor: Mario Diaz-Balart [R-FL25] on 2015-05-27
This legislation would syphon money allocated to helping people avoid foreclosure into the Highway Trust Fund. Funding for roads and highways should not come at the expense of vulnerable homeowners. More than 1.3 million families are delinquent on their mortgage payments, and over a half a million are in…
Sponsor: Lynn Westmoreland [R-GA] on 2015-04-22
HR 1941 would impose a cumbersome review and appeals process on the bank examiners who are tasked with supervising banks to ensure that they are operating in a safe and sound manner. The fallout from HR 1941 would be felt across the financial system as banks became free to…
Sponsor: Gwen Moore [D-WI4] on 2015-03-04
Mandatory clearing of derivatives is one of the most important protections in the Dodd-Frank Act, mitigating stock market risks and improving transparency. An amendment to HR 1317 could permit large financial institutions to evade the mandatory clearing requirement, putting the entire financial system in jeopardy.
When someone declares bankruptcy, their debt is discharged and their credit report should reflect a zero balance. Oftentimes, however, their credit report is not up to date. S 1773 will give consumers who have experienced bankruptcy a fresh start by preventing banks and other creditors from continuing to list…
Sponsor: Robert Portman [R-OH] on 2015-06-18
Independent regulatory agencies are critical in protecting consumer interests and keeping businesses honest. S 1607 would severely hamper the capacity of these agencies to protect the environment, the financial system, public health and safety, and more by making them susceptible to outside political interference and control.