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Tuesday, September 04, 2007

The New Health Insurance Solution Author: Paul Zane Pilzer Publisher: John Wiley & Sons ASIN: 9780470040218

About This Book

If you don't have a traditional employer health plan you might be looking for good, affordable health insurance. The New Health Insurance Solution includes ways to cut your health insurance costs in half if:

• You're self-employed, an independent contractor, or your employer doesn't provide health insurance (you can probably get coverage on your own for about $94/month—a fraction of what an employer would have to pay for the same coverage)
• You are employed and pay extra to cover your spouse or children under your employer-sponsored plan—you may save 50% by taking them off your employer plan
• You own a small business and are getting killed by double-digit premium increases—you can now give employees tax-free money to buy their own plans and get your company out of the health insurance business

The book also explains in detail the best solutions for you if:

• You can't find affordable health insurance because you or a child have an expensive preexisting medical problem (your state has a program to provide you with guaranteed coverage)
• You're currently putting money into an IRA or a 401(k)—because you don't realize that a health savings account (HSA) is a better option
• You're unsure how you or your parents will be able to afford health insurance during retirement, or how to maximize benefits from Medicare—including the new Part D prescription drug plan

The New Health Insurance Solution is the definitive guide to the new ways every American can now get affordable health care—without an employer.

Pilzer is an economist, a former advisor in two White House administrations, an entrepreneur/employer, an award-winning adjunct professor at NYU, and a New York Times bestselling author.