Library: Chinese | Building and Keeping Good Credit (2009) (Chinese) . 本文說明何謂信用記錄﹑什麼是信用報告﹑如何得到個人信用報告、如何建立良好信用﹐以及在發生困難時向哪一個機構投訴。

A fact sheet that explains what credit history is, what a credit report is, how to get your credit report, how to establish good credit and where to complain if you have a problem. Filed Under: Credit on Jun 09, 2009

Library: Chinese | Banking Basics (2009) (Chinese) You Can Bank On It. 本文簡介各銀行及信貸會提供的主要服務，包括：支票戶口、儲蓄戶口、定期存款以及銀行現金卡。內容也包括開立戶口及解決疑難之道。

A brochure that provides a simple introduction to the main services offered by banks and credit unions, including checking accounts, savings accounts, certificates of deposit and debit cards. It also covers opening an account and resolving problems. Filed Under: Banking on May 12, 2009

Library: Chinese | California’s Low Cost Automobile Insurance Program for 2009 (Chinese) . Filed Under: Insurance Cars on Apr 29, 2009

Library: Chinese | Saving your home from foreclosure (2009) (Chinese) . 當你付不起房屋抵押貸款時﹐貸款公司就會以法律行動將你的房子查封拍賣。如果在面臨這種情況時你瞭解有關個人的選擇權而且採取適當的行動﹐也許能夠保住家園﹐或者至少減輕一些房子被查封拍賣所造成的財務損失。

Foreclosure is the legal process that your mortgage lender uses to take your home when you fall behind on your mortgage payments. If you are faced with foreclosure, you can work to save your home—or at least limit the financial damage caused by foreclosure—if you understand your options and take the appropriate steps. Filed Under: Housing Home Financing on Mar 26, 2009

Library: Chinese | Bankruptcy (2009) (Chinese) Your right to a financial fresh start. 破產法案得以通過是為了給人們一個新的開始﹐也是給債務困身的消費者一個有組織有系統的方法還債給貸款公司。這本手冊摘要詳列了2005年10月開始生效的個人申請破產最新法案。

Bankruptcy laws were passed in order to give people a fresh start, and to give debt-burdened consumers an organized, systematic way of paying back creditors. This publication outlines new rules for filing personal bankruptcy that became effective in October 2005. Filed Under: Money Management on Mar 02, 2009

Library: Chinese | Make Your Money Work For You (2009) (Chinese) Saving to Build Wealth. 本手冊提供的重要資料是關於：儲蓄、設定短期及長期儲蓄增長目標、開立儲蓄戶口及各種快速增加本金方法、定期存款（CDs)、美國政府債券、子女大學儲備金戶口等等。

This brochure provides information about the importance of saving, setting short- and long-term goals to promote saving, opening a savings account and ways to make your money grow faster, including certificates of deposit (CDs), individual retirement accounts (IRAs), U.S. Savings Bonds and college savings accounts. Filed Under: Money Management Investment Banking on Feb 26, 2009

Library: Chinese | Get Credit for Your Hard Work (2008 Tax Year) (Chinese) Low income working taxpayers may qualify for the Federal EITC. 工薪退稅優惠(EITC) 有助於低收入工作納稅人及家庭在申報聯邦所得稅時得到更多的退稅。本手冊包含2008年稅務年度的低收入者工薪退稅優惠(EITC)指標。

The Earned Income Tax Credit (EITC) helps low income, working taxpayers and families get more money back when they file their federal income tax forms.This publication contains EITC guidelines for the 2008 tax year. Filed Under: Money Management on Feb 09, 2009

Library: Chinese | Talking to Teens about Money (2009) (Chinese) . 這本24頁的手冊原先是為家長設計的﹐但對於較大年齡的青少年也很有用處。主題包括多方面﹕工作﹑預算﹑衡量購物究竟是"需要"或"想要"﹑銀行事務﹑支票﹑儲蓄﹑信用卡﹑信用報告﹑駕駛及手機等等。這本手冊對於每週開支評估﹑工資支票存根﹑如何以比價購物來省錢以及如何寫支票等均有舉例說明。手冊也包括一系列可供家長及青少年尋求協助的網站。

This 24-page booklet is designed primarily for parents but may also be useful for older teens. It covers many topics, including working, budgeting, figuring out if a purchase is a "need" or a "want," banking, writing checks, savings, credit cards, credit reports, driving and cell phones. The booklet contains illustrations and examples of a weekly spending evaluation, a paycheck stub, how comparison shopping can save money and how to write a check. It also contains a list of helpful web sites for parents and kids. Filed Under: Money Management on Feb 02, 2009

Library: Chinese | ID Theft & Account Fraud (2009) (Chinese) Prevention and Clean Up. 所謂身份盜用犯就是一個騙子冒充別人的身份來非法牟利或是因為想要以新身份來掩飾自己。身份盜用犯﹐又稱為ID盜用犯﹐其之所以會產生就是騙子使用了你的個人資料來行騙或犯罪。此手冊能協助你採取行動預防身份被盜用﹐或是如果你已是受害者﹐如何清理身份盜用犯惹出來的麻煩以及減少它對你生活的衝擊。

An identity thief is an imposter who assumes another person’s identity in order to profit illegally or because the thief wants to hide behind a new identity. Identity theft—or ID theft—occurs when the imposter uses your personal information to commit fraud or other crimes. This publication can help you take steps to prevent ID theft, or if you are a victim, to clear up the problems created by ID theft and to lessen its impact on your life. Filed Under: Privacy Rights Fraud/Scams on Jan 30, 2009

Library: Chinese | Keeping Your Home (Chinese) Tips for Successful Homeownership. 那些為了成功擁有住屋而去做計劃、訂預算以及有儲蓄的人，他們會有很高的＂居者有其屋＂機會並且將在幾年之後因為物業增值而建立財富．這本手冊涵蓋了房屋業主的理財責任及經營方法、如何保持和保護個人物業，以及如何增加及保留房屋凈值．

People who plan, budget and save for successful homeownership have a much better chance of keeping a roof over their heads and building wealth as property values increase over the years. This brochure covers the financial responsibilities of homeownership and how to manage them, how to maintain and protect your property, and how to build and preserve your home equity. Filed Under: Insurance Housing Buying a Home Housing Insurance on Dec 05, 2008