Library: Chinese | Manage Your Money Wisely - Tracking Your Money (2009) (Chinese) . 了解自己目前的消費是做預算的第一步。預算就是一個能幫助預測和控制您消費的計劃。要做一個預算，您需要知道自己一個月的花銷是多少，然後用這個數字和您的薪水作比較。

Knowing what you spend now is the first step in creating a budget. A budget is a spending plan to help you forecast and control your expenses. To create a budget you need to know how much you spend each month - and compare that figure to your take home pay. Category: Money Management on Aug 27, 2009

Library: Chinese | Just Say NO! To Senior Scams (2009) (Chinese) . 每個人都應該對詐騙提高警覺﹐但是老年人有時候特別容易上當受騙。手冊列明許多騙局的偽裝手法﹑特別提醒老年人易被針對的詐騙。也包括“騙局跡象” 及各種避免受騙的要訣。

Everyone must be on guard against scams, but seniors can sometimes be more vulnerable to fraud. This brochure outlines the many guises of fraud, with special attention to scams that target seniors. Signs of fraud and tips for avoiding scams are included. Category: Fraud/Scams on Aug 24, 2009

Library: Chinese | Micro Business Basics (2009) (Chinese) Building a sound financial foundation. 此手冊對於開創小型商業及財政經營提供了許多基本概念。小型商業是很小的公司由業主和幾位員工甚至沒有員工來經營。很多小型商業起源自個人愛好或是一個挺不錯的主意。小型商業也有資格貸款協助拓展至較大區域﹑全國或成為連鎖企業。

Micro businesses are very small companies run by their owners with few employees. They are often home-based, with annual sales under $250,000 and few assets, but they can qualify for loans to help them grow into large regional, national or franchise businesses. Category: Money Management on Aug 21, 2009

Library: Chinese | Connect to Lifeline and Save! (2009) (Chinese) Discounted Lifeline Telephone Service Helps Low-Income Californians. 普濟通信線電話服務(ULTS) ﹐也就是眾所周知的加州普濟電話﹐提供合於低收入資格的家庭基本電話用戶折扣優惠價。消費者如合格申請普濟電話﹐安裝電話或是本地電話每月服務費等一般收費均可享有折扣。

Universal Lifeline Telephone Service (ULTS), also known as California Lifeline, provides discounts on basic residential telephone service to eligible low-income households. Consumers who qualify for California Lifeline pay a fraction of the regular cost for telephone connection and monthly local telephone service. Category: Telephone on Jul 16, 2009

Library: Chinese | Building and Keeping Good Credit (2009) (Chinese) . 本文說明何謂信用記錄﹑什麼是信用報告﹑如何得到個人信用報告、如何建立良好信用﹐以及在發生困難時向哪一個機構投訴。

A fact sheet that explains what credit history is, what a credit report is, how to get your credit report, how to establish good credit and where to complain if you have a problem. Category: Credit on Jun 09, 2009

Library: Chinese | Banking Basics (2009) (Chinese) You Can Bank On It. 本文簡介各銀行及信貸會提供的主要服務，包括：支票戶口、儲蓄戶口、定期存款以及銀行現金卡。內容也包括開立戶口及解決疑難之道。

A brochure that provides a simple introduction to the main services offered by banks and credit unions, including checking accounts, savings accounts, certificates of deposit and debit cards. It also covers opening an account and resolving problems. Category: Banking on May 12, 2009

Library: Chinese | California’s Low Cost Automobile Insurance Program for 2009 (Chinese) . Category: Insurance Cars on Apr 29, 2009

Library: Chinese | Saving your home from foreclosure (2009) (Chinese) . 當你付不起房屋抵押貸款時﹐貸款公司就會以法律行動將你的房子查封拍賣。如果在面臨這種情況時你瞭解有關個人的選擇權而且採取適當的行動﹐也許能夠保住家園﹐或者至少減輕一些房子被查封拍賣所造成的財務損失。

Foreclosure is the legal process that your mortgage lender uses to take your home when you fall behind on your mortgage payments. If you are faced with foreclosure, you can work to save your home—or at least limit the financial damage caused by foreclosure—if you understand your options and take the appropriate steps. Category: Housing Home Financing on Mar 26, 2009

Library: Chinese | Bankruptcy (2009) (Chinese) Your right to a financial fresh start. 破產法案得以通過是為了給人們一個新的開始﹐也是給債務困身的消費者一個有組織有系統的方法還債給貸款公司。這本手冊摘要詳列了2005年10月開始生效的個人申請破產最新法案。

Bankruptcy laws were passed in order to give people a fresh start, and to give debt-burdened consumers an organized, systematic way of paying back creditors. This publication outlines new rules for filing personal bankruptcy that became effective in October 2005. Category: Money Management on Mar 02, 2009

Library: Chinese | Make Your Money Work For You (2009) (Chinese) Saving to Build Wealth. 本手冊提供的重要資料是關於：儲蓄、設定短期及長期儲蓄增長目標、開立儲蓄戶口及各種快速增加本金方法、定期存款（CDs)、美國政府債券、子女大學儲備金戶口等等。

This brochure provides information about the importance of saving, setting short- and long-term goals to promote saving, opening a savings account and ways to make your money grow faster, including certificates of deposit (CDs), individual retirement accounts (IRAs), U.S. Savings Bonds and college savings accounts. Category: Money Management Investment Banking on Feb 26, 2009