Library: Chinese | You Make the Call (Chinese) Selecting the right Phone Services for You. 目前不論是電話種纇、通訊方法、通話計劃以及電訊公司均有許多選擇。這本教育手冊就是專門設計來協助大家選擇最適合自己所需要的電話器材和服務。

There are a variety of phones, communications methods, calling plans and carriers. This publication is designed to help you choose the equipment and services that best meet your needs. Filed Under: Telephone on Dec 03, 2007

Library: Chinese | Get Credit for Your Hard Work (Chinese) Low income working taxpayers may qualify for the Federal EITC. 工薪退稅優惠(EITC) 有助於低收入工作納稅人及家庭在申報聯邦所得稅時得到更多的退稅。本手冊包含2007年稅務年度的低收入者工薪退稅優惠(EITC)指標。

The Earned Income Tax Credit (EITC) helps low income, working taxpayers and families get more money back when they file their federal income tax forms.This publication contains EITC guidelines for the 2007 tax year. Filed Under: Money Management on Aug 29, 2007

Library: Chinese | Improve Your Credit - Put Bad Credit Behind You (Chinese)(2007) . 這本簡單易讀的手冊說明良好信用的重要性、信貸申請如不獲批准時的個人權利、如何查核個人信用報告﹑如果信用報告有錯誤時如何爭議﹐以及如何開始建立良好信用。

An easy-to-read brochure that explains why having good credit is important, your rights if your credit application is rejected, how to check your credit report, how to dispute mistakes on your credit report and how to begin to rebuild good credit. Filed Under: Credit on Jul 17, 2007

Library: Chinese | The Keys to Homeownership (2007)(Chinese) You Can Buy a Home. 購屋可說是你這輩子所做的最重大的一件事。在這本手冊中，我們專門為可能成為屋主的人提供一系列購屋要訣，包括購屋前的準備，預估購屋花費，尋找合適的房子，還擇合適的房屋抵押貸款比價及下訂單房屋。

Buying a home is one of the most important purchases you'll ever make. In this brochure, we cover key topics for potential homeowners, including preparing to buy a home, predicting homeownership costs, finding the right home, shopping for a mortgage and making an offer. Filed Under: Housing Buying a Home Home Financing on Jul 13, 2007

Library: Chinese | Protect Your Phone Records(Chinese) . 有人可能未經過你的同意就試圖使用你的電話記錄以作為非法或陷害他人的用途，因為它是個人資料的重要來源。這本手冊有助於你瞭解誰會想得到你的電話記錄，他們如何試圖得到你的個人資料，以及你要怎樣才能減低成為受害者的可能性。

Phone records are an important source of private information that someone might try to access without your consent for illegal or harmful purposes. This publication can help you understand who would want to access your phone records, why they might want to do it, how they try to access your private information and what you can do to reduce the chances of becoming a victim. A companion Leader's Guide is available. Filed Under: Fraud/Scams Telephone Privacy Rights on Jun 28, 2007

Library: Chinese | Families and Credit Cards (Chinese) . 這本社區教育手冊是專門為正在衡量給兒女信用卡是否有益的家長而編印的。各項主題範圍包括﹕青少年與信用卡﹑在帳戶上增加副卡持有人﹑附屬卡持有者規定﹑子女外出旅遊時的付款選擇以及瞭解良好信用的重要性。

This educational brochure is designed for parents who are weighing the merits of giving their children credit cards. The topics covered include youth and credit cards, adding cardholders to your account, secondary cardholder policies, payment options for kids while they’re traveling and helping young people understand the importance of good credit. Filed Under: Credit Cards on May 18, 2007

Library: Chinese | Talking to Teens about Money (2007) (Chinese) . 這本24頁的手冊原先是為家長設計的﹐但對於較大年齡的青少年也很有用處。主題包括多方面﹕工作﹑預算﹑衡量購物究竟是〝需要〞或〝想要〞﹑銀行事務﹑支票﹑儲蓄﹑信用卡﹑信用報告﹑駕駛及手機等等。這本手冊對於每週開支評估﹑工資支票存根﹑如何以比價購物來省錢以及如何寫支票等均有舉例說明。手冊也包括一系列可供家長及青少年尋求協助的網站。

This 24-page booklet is designed primarily for parents but may also be useful for older teens. It covers many topics, including working, budgeting, figuring out if a purchase is a "need" or a "want," banking, writing checks, savings, credit cards, credit reports, driving and cell phones. The booklet contains illustrations and examples of a weekly spending evaluation, a paycheck stub, how comparison shopping can save money and how to write a check. It also contains a list of helpful web sites for parents and kids. Filed Under: Money Management on May 01, 2007

Library: Chinese | Saving your home from foreclosure (Chinese) . 當你付不起房屋抵押貸款時﹐貸款公司就會以法律行動將你的房子查封拍賣。如果在面臨這種情況時你瞭解有關個人的選擇權而且採取適當的行動﹐也許能夠保住家園﹐或者至少減輕一些房子被查封拍賣所造成的財務損失。

Foreclosure is the legal process that your mortgage lender uses to take your home when you fall behind on your mortgage payments. If you are faced with foreclosure, you can work to save your home—or at least limit the financial damage caused by foreclosure—if you understand your options and take the appropriate steps. Filed Under: Housing Home Financing on Apr 30, 2007

Library: Chinese | Manage Your Money Wisely - Tracking Your Money (2007) (Chinese) . 了解自己目前的消費是做預算的第一步。預算就是一個能幫助預測和控制您消費的計劃。要做一個預算，您需要知道自己一個月的花銷是多少，然後用這個數字和您的薪水作比較。

Knowing what you spend now is the first step in creating a budget. A budget is a spending plan to help you forecast and control your expenses. To create a budget you need to know how much you spend each month - and compare that figure to your take home pay. Filed Under: Money Management on Apr 27, 2007

Library: Chinese | Banking Basics (2007) (Chinese) You Can Bank On It. 本文簡介各銀行及信貸會提供的主要服務，包括：支票戶口、儲蓄戶口、定期存款以及銀行現金卡。內容也包括開立戶口及解決疑難之道。

A brochure that provides a simple introduction to the main services offered by banks and credit unions, including checking accounts, savings accounts, certificates of deposit and debit cards. It also covers opening an account and resolving problems. Filed Under: Banking on Feb 13, 2007