Library: Chinese | Cell Phone Savvy (Chinese) How to avoid problems with your wireless device and service.

本手冊將詳述如何避免無線通訊器材及通訊服務產生的問題

This publication provides information on how to avoid problems with your wireless device and service.

Library: Chinese | Improve Your Credit -  Put Bad Credit Behind You (Chinese) .

這本簡單易讀的手冊說明良好信用的重要性、信貸申請如不獲批准時的個人權利、如何查核個人信用報告﹑如果信用報告有錯誤時如何爭議﹐以及如何開始建立良好信用。

An easy-to-read brochure that explains why having good credit is important, your rights if your credit application is rejected, how to check your credit report, how to dispute mistakes on your credit report and how to begin to rebuild good credit.

Library: Chinese | Prepaid Cards (Chinese) An alternative to credit and debit cards.

你可以學習到這種能夠重新加值的預付卡與其它“塑料”信貸卡的相異之處、如何配合個人所需選用最合適的預付卡，以及如何減少卡費支出及精明善用預付卡帳戶。

Learn how reloadable prepaid cards are different from other forms of “plastic,” how to select the best prepaid card for your needs, how to reduce card costs and how to manage your card account wisely.

Library: Chinese | Filing a Housing Discrimination Complaint (Chinese) .

公平住屋法保障租客及房屋買主不受歧視。如果你自認是住屋歧視受害者，你有權利向HUD提出投訴。如果能瞭解投訴及解決之道，將有助於你衡量抉擇及採取行動。

Fair housing laws protect renters and buyers from discrimination. If you believe you were a victim of housing discrimination, you have the right to file a housing discrimination complaint with HUD. Understanding the complaint and resolution process will help you weigh your options and take action.

Library: Chinese | Know the Signs of Housing Discrimination (Chinese) .

藉由種族、膚色、宗教、性別、祖籍、家庭狀況，或是殘障等原因而拒絕提供機會，就是住屋歧視，而這是違法的。如果你的房東、售屋者、貸款公司及其他人有以上情形,那是觸犯法律的，身為一位住屋歧視受害者，你可以保護自己的權益。

The denial of housing opportunities because of race, color, religion, sex, nationality, familial status or disability is housing discrimination, and it’s illegal. You can recognize if you are a victim of housing discrimination—and protect your rights—if you know what actions by landlords, sellers, lenders and others are against the law.

Library: Chinese | Roaming the World with Your Phone (Chinese) .

出國度假時如能和國內保持通訊，會是一件令人愉快的事，如果是去出差，行程也將更有收獲。事先做好計劃可以讓遊客在通電話或發短訊時節省開銷，同時也能預估國際數據服務的消費額。

Being connected can make an international vacation more enjoyable, and an overseas business trip more productive. Planning ahead will enable travelers to save money on calls and messaging as well as keep their international data charges predictable.

Library: Chinese | Television Service (Chinese) Learn how to get results.

多數美國家庭是以電視做為他們在安全、緊急資訊，娛樂以及教育方面的主要訊息資源。如今的電視有數百個播映頻道可以選擇，而且許多商家可利用它來做生意促銷, 電視的功能已不再像以前那樣單純。本文將詳述消費者的電視服務選擇以及如何為你和家人做出正確選擇。

Television is a key source of safety and emergency information, entertainment, and education for U.S. households. With hundreds of channels to choose from and many service providers vying for business, TV is not as simple as it once was. This fact sheet will explain your options and help you make the right choices for you and your family.

Library: Chinese | Telemarketing Calls (Chinese) Learn how to get results.

電話推銷令人厭煩，尤其是它會干擾到你的睡眠、用餐或是正在和親朋相聚的時刻。本文將詳述各項由立法部門和消費者保護機構所訂立的規定，以減少消費者接聽無謂的電話推銷干擾。本文也詳述各項如何預防詐騙要訣，以及在必要時如何投訴。

Telemarketing calls can be a nuisance, particularly when they interrupt your sleep, dinner, or time with family or friends. This fact sheet explains the rules that legislators and consumer protection agencies have created to make telemarketing calls less annoying and help reduce the number of unwanted sales calls you receive. It also provides tips for protecting yourself from fraud and for filing a complaint, if necessary.

Library: Chinese | Wireless Phone Service (Chinese) Learn how to get results.

你使用手機不論是想要生活方便還是確實有其必要，你都希望這項服務物美價廉。本文將詳述各項手機選項服務，也會提供如何掌握手機花費，保護你不致受騙及遭竊，同時指導你如何正確處理帳單及其它相關事宜。

Whether you see your cell phone as a convenience or a necessity, you want service that will meet your needs at the best price. This fact sheet explains your options for wireless service. It also provides tips for managing your wireless costs, protecting yourself against fraud and theft, and handling billing or service issues.

Library: Chinese | Internet Service (Chinese) Learn how to get results.

互聯網已經徹底改變了大家在工作、社交以及購物等方面的傳統生活方式，我們現在足不出戶就可以 辦妥諸事。但這並不是說使用互聯網就萬無一失或全部免費。本文詳述各種可供你選用的互聯網和電 郵服務。同時也解說使用互聯網時的相對風險，並包括你應如何保護個人、家庭、隱私權以及電腦資 料等要訣。

The Internet has changed the way we work, socialize and shop—we can now do all those things without ever leaving home. But that doesn’t mean the Internet is always safe, or that it’s always free. This fact sheet explains your options for Internet and email service. It also explains some risks of using the Internet and provides tips for protecting yourself, your family, and your personal information and computer data.