All Consumer Action publications are available online, with most also available as a PDF download. Government agencies, nonprofits and other community-based organizations who wish to distribute our publications for educational purposes can use the PDF file to instantly produce a professional-looking brochure using an office printer.

Library: Chinese | Improving your financial health with FinTech - Video (Chinese) 個人理財應用程式初學者指南.

金融科技(FinTech)是專門使用互聯網及各種apps (應用程式, 是可供下載的行動軟件)的現代科技,專為消費者和企業而開發出功能強大的金融理財服務工具。對於那些希望改善他們的財務狀況並致力於實現目標的人,金融科技可以使相關過程更加便捷,成效高,甚至有回報。這本指南將詳盡介紹目前可供使用的金融科技(FinTech)種類以及它們如何為你提供幫助。本指南也將解釋選擇這些應用程序時應考慮的事項以及當你使用FinTech金融科技時應如何確保安全。

Financial technology (FinTech) is the use of modern technology, such as the internet and apps (downloadable mobile software), to develop powerful financial services tools for consumers and businesses. For those who are motivated to improve their finances and dedicated to working toward their goals, FinTech can make the process more convenient, efficient and even rewarding. This guide will introduce you to the types of FinTech tools available and how they can help you. It will also tell you what to consider when choosing an app and how to stay safe when using FinTech. Category: Banking FinTech Internet Technology on Jan 04, 2021

Library: Chinese | Resources for consumers impacted by the COVID-19 outbreak (Chinese) .

為了應對新冠病毒疫情,消費者行動編輯了這份指南,提供各類公私援助信息,以協助人們更好的應對疫情所帶來的經濟損失。

In response to the coronavirus outbreak, Consumer Action created this guide to inform consumers about public and private resources as they became available to help deal with the economic fallout of the pandemic. Category: Banking COVID-19 Pandemic Fraud/Scams Insurance Medical/Healthcare Mortgages Student Loans Taxes Telecom Tenant Rights on Jun 11, 2020

Library: Chinese | Improving your financial health with FinTech (Chinese) 個人理財應用程式初學者指南.

金融科技(FinTech)是專門使用互聯網及各種apps (應用程式, 是可供下載的行動軟件)的現代科技,專為消費者和企業而開發出功能強大的金融理財服務工具。對於那些希望改善他們的財務狀況並致力於實現目標的人,金融科技可以使相關過程更加便捷,成效高,甚至有回報。這本指南將詳盡介紹目前可供使用的金融科技(FinTech)種類以及它們如何為你提供幫助。本指南也將解釋選擇這些應用程序時應考慮的事項以及當你使用FinTech金融科技時應如何確保安全。

Financial technology (FinTech) is the use of modern technology, such as the internet and apps (downloadable mobile software), to develop powerful financial services tools for consumers and businesses. For those who are motivated to improve their finances and dedicated to working toward their goals, FinTech can make the process more convenient, efficient and even rewarding. This guide will introduce you to the types of FinTech tools available and how they can help you. It will also tell you what to consider when choosing an app and how to stay safe when using FinTech.

Category: Banking FinTech Internet Technology on Mar 16, 2020

Library: Chinese | Money Management 1-2-3: ONE: Getting a Strong Start (Chinese) .

“Money Management 1-2-3: 你一生都應精明理財” ,這本系列手冊的詳述重點著重於初級,中級,和高級程度的基本理財技術方面。第一部份:慎重開始,詳列如何打理個人收入,明智使用信貸,與個人財富長久共存。主題內容包括:瞭解個人薪資單內容,編列預算,開立銀行帳戶,建立良好信貸紀錄,以及妥善處理個人學生貸款。

The “Money Management 1-2-3: Be Smart About Money All Your Life” series focuses on basic money management skills at the beginner, intermediate and advanced level. Part one, Getting a Strong Start, addresses how to manage your income, use credit wisely and live within your means. Topics include understanding your pay stub, filing your tax returns, creating a budget, setting up bank accounts, establishing and building good credit and managing student loans.

Category: Banking Credit Credit Reports/Scores Money Management Student Loans Taxes on Jul 29, 2016

Library: Chinese | A consumer’s guide to choosing a prepaid card (Chinese) .

一張收費便宜,擁有理想的功能以及提供強而有力的消費者保護措施的預付卡,對於消費者來說是一個很好的選擇。這本指南將幫助你學習如何比較各種預付卡,並且選擇一張最符合你需求的預付卡。

A prepaid card that charges low fees, comes with desirable features and offers strong consumer protections can be a good choice for many consumers. This publication will help you learn how to compare your options and choose the best prepaid card for your needs.

Category: Banking Money Management Prepaid Cards on Mar 22, 2016

Library: Chinese | The right overdraft protection plan (Chinese) A wise choice.

讓支票帳戶透支可能會是一個非常昂貴的錯誤。這本小冊子闡述了你的支票帳戶透支的後果,“善意”透支的昂貴費用,現有比較好的透支保護計劃以及如何避免透支的技巧。

Spending more money than is in your checking account can be a costly mistake. This fact sheet presents the consequences of overdrawing your account, the high cost of “courtesy” overdraft coverage, the better overdraft protection plans that exist and tips for avoiding overdrafts altogether.

Category: Banking Money Management on Dec 08, 2015

Library: Chinese | An Employee’s Guide to Payroll Cards (Chinese) .

這本4頁長的工資卡使用指南是專為各公司員工編寫,協助大家決定最合適個人的選項,同時可以瞭解工資卡的使用功能、如何避免額外費用,以及相關用卡權益。

This four-page guide is designed to help employees who work for companies that offer a payroll card to determine whether that is their best option, understand how the cards work and how to avoid fees, and know their rights.

Category: Banking Credit Consumer Rights Money Management Prepaid Cards on Jul 17, 2014

Library: Chinese | Checking and savings accounts (Chinese) A wise choice.

本文不但詳述支票及儲蓄帳戶各項細節,也重點提及關於銀行的“附加”優惠服務,如客戶在本行兌現支票之類。本刊物所涵蓋包括的其它各類主題尚有:支票及儲蓄戶口運作方式、選擇合適的金融機構及開立帳戶,以及如何減少或避免開戶服務費等等。

This fact sheet presents the basics of checking and savings accounts, highlighting the advantages they offer over “fringe” banking services such as check cashers. The publication covers, among other topics, how checking and savings accounts work, how to choose a financial institution and open an account, and how to reduce or avoid account fees.

Category: Banking Money Management on Feb 27, 2014

Library: Chinese | Prepaid Cards (Chinese) An alternative to credit and debit cards.

你可以學習到這種能夠重新加值的預付卡與其它“塑料”信貸卡的相異之處、如何配合個人所需選用最合適的預付卡,以及如何減少卡費支出及精明善用預付卡帳戶。

Learn how reloadable prepaid cards are different from other forms of “plastic,” how to select the best prepaid card for your needs, how to reduce card costs and how to manage your card account wisely.

Category: Banking Money Management Prepaid Cards on Jul 30, 2012

Library: Chinese | How to send money home (Chinese) Tips for transferring money overseas.

很多移民會將賺來的錢匯寄一些給故鄉的親朋好友。匯款到海外有幾種方法, 為了協助大家, 這本刊物對於各類匯款公司有詳盡之解說。

Many immigrants send some of their earnings to relatives and friends in their home countries. There are several ways to transfer money overseas. This publication explains the different types of companies that can help with this task.

Category: Banking Credit Prepaid Cards on Jan 06, 2006

Library: Chinese | Saving to Build Wealth - Make money work for you (Chinese) .

本手冊提供的重要資料是關於:儲蓄、設定短期及長期儲蓄增長目標、開立儲蓄戶口及各種快速增加本金方法、定期存款(CDs)、美國政府債券、子女大學儲備金戶口等等。

This brochure provides information about the importance of saving, setting short- and long-term goals to promote saving, opening a savings account and ways to make your money grow faster, including certificates of deposit (CDs), individual retirement accounts (IRAs), U.S. Savings Bonds and college savings accounts.

Category: Banking Investing Money Management on Sep 28, 2004

Library: Chinese | Banking Basics - You can bank on it (Chinese) .

本文簡介各銀行及信貸會提供的主要服務,包括:支票戶口、儲蓄戶口、定期存款以及銀行現金卡。內容也包括開立戶口及解決疑難之道。

A brochure that provides a simple introduction to the main services offered by banks and credit unions, including checking accounts, savings accounts, certificates of deposit and debit cards. It also covers opening an account and resolving problems.

Category: Banking on Apr 18, 2002

Library: Chinese | Surviving and Controlling Debt (Chinese) Know What You Want.

本文內容詳細探討處理債務的重要性以免日後成為一大麻煩。並說明負債的種種危險訊號以及如何減輕債務。同時針對追債公司﹑債務諮商及破產等亦有解說。

An illustrated fact sheet that discusses the importance of managing debt so that it does not become a problem. Explains debt danger signals and how to reduce debt. Also explains collection agencies, debt counseling, and bankruptcy.

Category: Banking Money Management on Apr 02, 1993

Library: Chinese | Banking Basics (Chinese) Checking Account Check List.

本文內容詳述如何開立支票戶口。解說各種不同戶口及其收費﹑支票使用流程﹑自動存款和轉帳﹐以及銀行自動櫃員機(ATM) 提款卡/轉帳卡等等。

An illustrated fact sheet that explains how to open a checking account. Explains different kinds of accounts and their fees, check processing, automatic deposit and bill paying, and ATM/debit cards.

Category: Banking Money Management on Apr 02, 1993

Library: Chinese | Budgeting and Planning (Chinese) Building a Better Future.

本文內容詳述如何以預算及計劃控制財務困難。解說一項預算的各種功能﹑如何做現金流向分析﹐以及如何製作有用的預算。同時也詳述如何密切配合預算使其發生作用。

An illustrated fact sheet explaining how to control financial problems by budgeting and planning. Explains the functions of a budget, how to do a cash flow analysis, and how to create a workable budget. Also describes how to stick to a budget and make it work.

Category: Banking Money Management on Apr 02, 1993

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