Library: Chinese | Improve Your Credit -  Put Bad Credit Behind You (Chinese) . An easy-to-read brochure that explains why having good credit is important, your rights if your credit application is rejected, how to check your credit report, how to dispute mistakes on your credit report and how to begin to rebuild good credit. Category: Credit Credit Fraud Credit Reports Credit Scores on Aug 28, 2012

Library: Chinese | Good Credit - Build it and keep it (Chinese) . A fact sheet that explains what credit history is, what a credit report is, how to get your credit report, how to establish good credit and where to complain if you have a problem. Category: Credit Credit Fraud Credit Reports Credit Scores on May 14, 2010

Library: Chinese | Staying on Track With Credit (Chinese) How to use credit wisely. Credit can be a valuable financial tool for consumers who understand its costs and benefits and how to use it wisely. This brochure defines open-ended, or revolving, credit, including credit cards, home equity lines of credit and overdraft lines of credit, and discusses the pros and cons of using credit. It includes tips on high-cost credit to avoid. Category: Credit Credit Reports Credit Scores Money Management on Jul 09, 2009

Library: Chinese | Freeze Your Credit File (Chinese) Leave ID Thieves Out in the Cold. A credit file "security freeze" is a preventive tool to help you avoid identity theft and to block impostors from using your personal information to establish credit. This publication explains how to "freeze" your credit file, which prevents new credit from being established in your name until you temporarily or permanently lift the freeze. Category: Credit Credit Reports Fraud/Scams Privacy Rights on Jul 06, 2008

Library: Chinese | Understanding Your Credit Score (Chinese) . Your credit score is a "snapshot" of your credit history that is used by lenders, insurers and others to assess your creditworthiness and the likelihood that you will pay your bills and repay outstanding loans. This publication explains how to learn your score, how to interpret it and how to maintain or improve it. Category: Credit on Feb 27, 2008

Library: Chinese | California Car Buyer’s Bill of Rights (Chinese) . California car buyers have important new rights beginning July 1, 2006. The Car Buyer’s Bill of Rights will change the way millions of cars are bought and sold in California. Category: Automobiles Credit Credit Scores on Jun 16, 2006

Library: Chinese | Poor Credit means Higher Interest Rates - How to avoid bad loans (Chinese) . This brochure addresses "subprime" loans offered to people with credit problems. While consumers with poor credit can find fairly priced mortgages, car loans and credit cards at higher-than-average rates, this population is easily victimized by very bad deals called predatory lending. This brochure covers illegal lending practices, warning signs of bad loans, how to avoid becoming a victim, filing a compaint and resources for advice and assistance. Category: Credit on Apr 01, 2004

Library: Chinese | Get a Car Loan (Chinese) That's In Your Best Interest. If you are seeking financing for a new or used car, you have many options for financing even if you have a poor financial history. However, late payments and other credit problems signal lenders that you are a risky customer, which will increase the interest rates on loans available to you. Category: Automobiles Credit Credit Reports Credit Scores on Aug 26, 2003

Library: Chinese | Giving Yourself Some Credit (Chinese) . An illustrated fact sheet describing what credit is, how to obtain it, and how to use it. Also describes credit ratings, credit bureaus, and the importance of consumers periodically reviewing a copy of their credit report for accuracy. Explains the Equal Credit Opportunity Act. Category: Credit on Apr 02, 1993

Library: Chinese | California Immigrants and Credit (Chinese) . A fact sheet designed to explain credit to California immigrants: how to qualify for it, how to use it properly, and how to avoid problems. Discusses creditors, credit history, credit bureaus, scams, and abuses. Includes a short glossary of credit terms and a listing of community resources for further information. Category: Credit on Apr 01, 1993