Some of the following Consumer Action publications are available in bulk for non-profit or government agencies to distribute for educational purposes. Further info can be found on the How To Order Publications page.

Library: Chinese | Improve Your Credit -  Put Bad Credit Behind You (Chinese) . An easy-to-read brochure that explains why having good credit is important, your rights if your credit application is rejected, how to check your credit report, how to dispute mistakes on your credit report and how to begin to rebuild good credit. Category: Credit Credit Fraud Credit Reports Credit Scores on Aug 28, 2012

Library: Chinese | Good Credit - Build it and keep it (Chinese) . A fact sheet that explains what credit history is, what a credit report is, how to get your credit report, how to establish good credit and where to complain if you have a problem. Category: Credit Credit Fraud Credit Reports Credit Scores on May 14, 2010

Library: Chinese | Staying on Track With Credit (Chinese) How to use credit wisely. Credit can be a valuable financial tool for consumers who understand its costs and benefits and how to use it wisely. This brochure defines open-ended, or revolving, credit, including credit cards, home equity lines of credit and overdraft lines of credit, and discusses the pros and cons of using credit. It includes tips on high-cost credit to avoid. Category: Credit Credit Reports Credit Scores Money Management on Jul 09, 2009

Library: Chinese | Freeze Your Credit File (Chinese) Leave ID Thieves Out in the Cold. A credit file "security freeze" is a preventive tool to help you avoid identity theft and to block impostors from using your personal information to establish credit. This publication explains how to "freeze" your credit file, which prevents new credit from being established in your name until you temporarily or permanently lift the freeze. Category: Credit Credit Reports Fraud/Scams Privacy Rights on Jul 06, 2008

Library: Chinese | Get a Car Loan (Chinese) That's In Your Best Interest. If you are seeking financing for a new or used car, you have many options for financing even if you have a poor financial history. However, late payments and other credit problems signal lenders that you are a risky customer, which will increase the interest rates on loans available to you. Category: Automobiles Credit Credit Reports Credit Scores on Aug 26, 2003

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