Table of Contents

The Fair Debt Collection Practices Clarification Act
Coalition asking Rep. Barney Frank to modify language that would increase the burden for consumers asserting their rights against debt collectors.

Raechel and Jacqueline Houck Safe Rental Car Act
“The Raechel and Jacqueline Houck Safe Rental Car Act” (S. 1445), introduced by Sen. Schumer, which would close the loophole that allows rental companies to rent and sell vehicles that are under a safety recall without getting them repaired. S 1445 was opposed by each of the major rental car companies and their trade association.

On the FSC proposal to eliminate budgetary independence of the CFPB
The coalition strongly opposes the FSC proposal to eliminate budgetary independence of the CFPB.

The Know Before You Owe Act of 2012
Senators Durbin and Harkin introduced the Know Before You Owe Act, which requires school certification for all private student loans.

Strengthen JOBS Act Investor Protections
CFA urges Senate to vote YES on Cloture for Reed-Landrieu-Levin Substitute Amendment. If that Fails, Vote NO on Cloture for the House Bill.

100 groups joining CRC in a call for changes at FHFA
As public frustration with the Federal Housing Finance Agency builds, 97 community groups have submitted a detailed letter to FHFA

SSA asked to withdraw its support of the Final Rule
Over 70 national and state advocacy groups representing low income beneficiaries of Social Security and SSI asked that the Social Security Administration withdraw its support for the Final Rule on Garnishments, now pending at OMB.

Comments to the FTC on COPPA Rule
Consumer Action sent a letter in coalition with consumer and civil liberties organizations urging the Federal Trade Commission (FTC) to implement its recommendations to improve the Children's Online Privacy Protection Act (COPPA), aimed at protecting young people online. We also asked the FTC to consider recommending similar protections for all Internet users.

Senate should enhance consumer credit protections for servicemembers and their families
Consumer Action joined in sending a letter of support for S. Amdt. 1294 to S. 1867, the Defense Authorization Bill, which would close legal loopholes that allow payday and auto title lenders to bilk military men and women.

Opposition to the Whistleblower Improvement Act of 2011
The passage of H.R. 2483 would result in sweeping changes to the whistleblower incentive and protection programs at the Securities and Exchange Commission (SEC) and Commodity Futures Trading Commission (CFTC).