Library: English | Buying a Home Leader’s Guide . The Buying a Home Leaderʼs Guide provides detailed information, written in question-and-answer format, to help teach potential homebuyers how to navigate the often complex process of purchasing a home. The guide covers such topics as how to choose a real estate professional, how to qualify for a mortgage, and what is involved in the settlement (closing) process. It also explains unfamiliar terms and provides tips and suggestions to help the purchase process go more smoothly. Filed Under: Housing Buying a Home Home Financing on Nov 12, 2007

Library: English | Families and Credit Cards - Training Guide . This Training Guide is designed to help you help parents provide their children with a better understanding of how to use credit wisely and steer clear of credit trouble. Filed Under: Credit Cards on Oct 22, 2007

Library: English | Families and Credit Cards - Powerpoint Presentation . This 19 slide presentation will help trainers with access to PowerPoint projectors when they hold a training on the Families and Credit Cards project. You can download the Power Point slides from the Download field below. Filed Under: Credit Cards on Oct 22, 2007

Library: English | Protect Your Phone Records - Powerpoint Slides . The Protect Your Phone Records PowerPoint slides explain who would want to access your phone records, why they might want to do it, how these people try to access your private information and what you can do to reduce the chances of becoming a victim. The PowerPoint slides can be downloaded from the "Download File" section. Filed Under: Fraud/Scams Telephone Privacy Rights on Aug 28, 2007

Library: English | Protect Your Phone Records - Lesson Plan . This lesson plan, which explains why phone records contain private information that someone might try to access without consent for illegal or harmful purposes, is designed to help you lead trainings and seminars. The 13-page packet, part of the Protecting Your Phone Records series, contains a detailed curriculum, classroom activities and worksheets for participants. (Note: It is only available as a PDF file.) Filed Under: Fraud/Scams Telephone Privacy Rights on Aug 27, 2007

Library: English | Get Credit for Your Hard Work Low income working taxpayers may qualify for the Federal EITC. The Earned Income Tax Credit (EITC) helps low income, working taxpayers and families get more money back when they file their federal income tax forms. This publication contains EITC guidelines for the 2007 tax year. Filed Under: Money Management on Aug 24, 2007

Library: English | True Life Stories . Homeownership is a primary path to achieving financial security, and homeownership helps communities remain stable. This publication, available in Spanish and English in the popular "novella" (comic book) style, addresses some of the key mortgage, lending and financial management issues faced by homeowners. Filed Under: Money Management Housing Buying a Home Home Financing on Aug 15, 2007

Library: English | California Lifeline Leader’s Guide All About Discounted Phone Service. California Lifeline is a program that helps low-income and disabled individuals by providing discounts on residential phone service. This question-and-answer format guide is designed to answer frequently asked questions about California Lifeline and about changes to program eligibility requirements that took effect in 2006. Filed Under: Telephone on Aug 01, 2007

Library: English | Connect to Lifeline and Save! Discounted Lifeline Telephone Service Helps Low-Income Californians. Universal Lifeline Telephone Service (ULTS), also known as California Lifeline, provides discounts on basic residential telephone service to eligible low-income households. Consumers who qualify for California Lifeline pay a fraction of the regular cost for telephone connection and monthly local telephone service. This brochure explains the features and benefits of Lifeline phone service, how to apply for the program, and what you must do to continue participation. Companion pieces include a leader's guide, Lifeline Training Guide and PowerPoint slides. Filed Under: Telephone on Aug 01, 2007

Library: English | Good Credit - Leader’s Guide (2007) . A guide to help community-based organization staff educate their clients about credit. Topics include credit reports, credit history, establishing good credit, credit scoring, credit fraud and more. View all materials in this series. Filed Under: Credit Workshops/Trainings on Jul 30, 2007