Library: English | Personal Bankruptcy - Seminar Lesson Plan Packet . This updated packet provides guidance for teachers and team leaders. The packet contains a detailed curriculum, classroom activities and take home worksheets. (Note: It is only available as a PDF file.) Category: Money Management on Jan 25, 2006

Library: English | Inspection reports What you need to know before you buy a home. Home inspection and hazard reports detail existing and potential problems with the home or property you are considering. These reports can help you decide whether repairs or mitigations (cures or preventative efforts) are needed. Category: Housing Buying a Home on Jan 09, 2006

Library: English | How to send money home Tips for transferring money overseas. Many immigrants send some of their earnings to relatives and friends in their home countries. There are several ways to transfer money overseas. This publication explains the different types of companies that can help with this task. Category: Banking on Jan 06, 2006

Library: English | Fraud Bingo Game . Consumer Action's Fraud Bingo is a fun activity you can use in your trainings. Category: Fraud/Scams ID Theft on Nov 02, 2005

Library: English | 66 Ways to Save Money . An illustrated brochure that provides 66 concrete steps consumers can take to save money or prevent fraud. Major topics covered are transportation, insurance, banking/credit, housing and utilities. Category: Money Management on Apr 01, 2005

Library: English | Questions & Answers About Subprime Lending . This eight-page training guide, written in a question-and-answer format, discusses subprime lending and its pitfalls from a consumer advocacy perspective. The guide covers risk-based pricing of loans, subprime loans, credit scoring, predatory lending, illegal practices, and how consumers can protect themselves and fight back if they become victims. Category: Credit Credit Reports Credit Scores on Apr 01, 2004

Library: English | Poor Credit means Higher Interest Rates - How to avoid bad loans . This brochure addresses "subprime" loans offered to people with credit problems. While consumers with poor credit can find fairly priced mortgages, car loans and credit cards at higher-than-average rates, this population is easily victimized by very bad deals called predatory lending. This brochure covers illegal lending practices, warning signs of bad loans, how to avoid becoming a victim, filing a compaint and resources for advice and assistance. Category: Credit Credit Reports on Apr 01, 2004

Library: English | Q&A About Financing a Car : Leader’s Guide . This Leader's Guide is designed to provide in-depth background on financing an auto purchase. Many consumers with late payments and other credit problems may face increased interest rates on car loans - but this doesn't mean that they should have to accept high-cost loans, unfair terms and deceptive sales pitches. The information contained in this manual can help staff members and community leaders counsel clients on purchasing and financing an automobile. Category: Automobiles Credit Credit Reports Credit Scores on Aug 26, 2003

Library: English | Get a Car Loan That's In Your Best Interest. If you are seeking financing for a new or used car, you have many options for financing even if you have a poor financial history. However, late payments and other credit problems signal lenders that you are a risky customer, which will increase the interest rates on loans available to you. Category: Automobiles Credit Credit Reports Credit Scores Insurance on Aug 26, 2003

Library: English | Telemarketers : Do Not Call A new way to limit unwanted sales calls. Are you tired of unwanted telemarketing calls? Now there is a new government tool to help stop unwanted calls. The National Do Not Call Registry is a free list you can join to limit calls to your home and cell phone for five years. "Telemarketers: Do Not Call!" explains how easy it is to put your name on the registry, what you should expect when you register and how to deal with unwanted telemarketing calls. Category: Telecom/TV on Jul 14, 2003