Library: English | Poor Credit means Higher Interest Rates - How to avoid bad loans . This brochure addresses "subprime" loans offered to people with credit problems. While consumers with poor credit can find fairly priced mortgages, car loans and credit cards at higher-than-average rates, this population is easily victimized by very bad deals called predatory lending. This brochure covers illegal lending practices, warning signs of bad loans, how to avoid becoming a victim, filing a compaint and resources for advice and assistance. Filed Under: Credit on Apr 01, 2004

Library: English | Questions & Answers About Subprime Lending . This eight-page training guide, written in a question-and-answer format, discusses subprime lending and its pitfalls from a consumer advocacy perspective. The guide covers risk-based pricing of loans, subprime loans, credit scoring, predatory lending, illegal practices, and how consumers can protect themselves and fight back if they become victims. Filed Under: Credit on Apr 01, 2004

Library: English | Questions & Answers About Privacy & Your Credit Report . Privacy abuses are on the increase, including credit fraud and identity theft, a fast-growing crime in which an impostor applies for credit under a victim's name. "Questions and Answers about Privacy and Credit Reports" offers in-depth information on privacy and credit reports, bank accounts and marketing as well as new laws designed to help people better control how their personal information is used. Filed Under: Privacy Rights Credit on Jun 24, 2003

Library: English | Privacy and Your Credit Report . Our personal financial information is more easily available and far less secure in the computer age than it was in the days of old-fashioned filing cabinets. "Privacy and Your Credit Report" explains why the information contained in your credit report can, in the wrong hands, be used to abuse your privacy. It also explains how California residents have strong privacy rights with new laws and an office of privacy protection. Filed Under: Credit Privacy Rights on Jun 23, 2003

Library: English | Rebuilding Good Credit - PowerPoint Training Slides . The Rebuilding Good Credit Powerpoint training file is available for download in the "Download File" section. Filed Under: Credit Workshops/Trainings on Oct 10, 2002

Library: English | Rebuilding Good Credit -Seminar Lesson Plan Packet . This packet provides guidance for teachers and team leaders. The packet contains a detailed curriculum, classroom activities and take home worksheets. (Note: It is only available as a PDF file.) Filed Under: Credit Workshops/Trainings on Oct 10, 2002

Library: English | Good Credit - Powerpoint Training Slides . The Good Credit Powerpoint training file is available for download in the "Download File" section. Filed Under: Credit Workshops/Trainings on Nov 11, 2001

Library: English | Good Credit - Seminar Lesson Plan Packet . This PDF packet provides guidance for teachers and team leaders. The packet contains a detailed curriculum, classroom activities and take home worksheets. Filed Under: Credit Workshops/Trainings on Nov 01, 2001

Library: English | Credit Repair Scams They Make Your Money Disappear. An illustrated fact sheet that describes what a credit report is and how to find out what is in your credit report. Explains how to correct inaccurate information in your report and advises caution with credit repair companies and guaranteed credit claims. Filed Under: Fraud/Scams Credit on Dec 27, 2000

Library: English | Don’t Be Fooled by Misleading ‘Credit Repair’ Claims! . An illustrated fact sheet that describes what a credit report is and how to find out what is in your credit report. Explains how to correct inaccurate information in your report and advises caution with credit repair companies and guaranteed credit claims. Filed Under: Fraud/Scams Credit on Dec 27, 1996