Library: English | Questions and Answers About Obtaining and Managing Credit . By understanding how credit works, what it costs, and how to avoid accumulating too much debt, consumers can use credit to their advantage. The "Credit Training Manual" can help answer many questions about credit. Category: Money Management Credit on Oct 29, 2008

Library: English | Staying on Track With Credit How to use credit wisely. Credit can be a valuable financial tool for consumers who understand its costs and benefits and how to use it wisely. This brochure defines open-ended, or revolving, credit, including credit cards, home equity lines of credit and overdraft lines of credit, and discusses the pros and cons of using credit. It includes tips on high-cost credit to avoid. Category: Money Management Credit on Oct 29, 2008

Library: English | Freeze Your Credit File Leave ID Thieves Out in the Cold. A credit file "security freeze" is a preventive tool to help you avoid identity theft and to block impostors from using your personal information to establish credit. This publication explains how to "freeze" your credit file, which prevents new credit from being established in your name until you temporarily or permanently lift the freeze. Category: Privacy Rights Fraud/Scams Credit on Jun 04, 2008

Library: English | Freeze Your Credit File - Powerpoint Slides . The Freeze Your Credit File Powerpoint File is available for download in the "Download File" section. Category: Privacy Rights Fraud/Scams Credit on May 19, 2008

Library: English | Credit Report Security Freeze - Training Packet . To provide participants with the knowledge to determine whether a security freeze is right for them and, if it is, how to place, lift and remove a security freeze. This PDF packet provides guidance for teachers and team leaders. The 11-page packet contains a detailed curriculum, classroom activities and take home worksheets. Category: Privacy Rights Fraud/Scams Credit on May 19, 2008

Library: English | Security Freeze Training Manual Questions and Answers About Placing, Lifting & Removing a Freeze on Your Credit Report. This publication is part of a series on how you can protect yourself from identity (ID) theft by placing a security freeze on your credit files. A freeze also is a good idea for victims of ID theft. Category: Privacy Rights Fraud/Scams Credit on May 19, 2008

Library: English | State Credit Freeze Chart . Consumer Action has prepared a chart listing guidelines for placing a "security freeze" on your credit file. Category: Privacy Rights Fraud/Scams Credit on May 19, 2008

Library: English | Be Careful Where You Get Credit - Powerpoint Slides . This presentation is a companion to the brochure "Watch Where You Get Credit," which compares various sources of credit—from credit unions to pawn shops. Category: Money Management Credit on Mar 27, 2008

Library: English | Watch Where You Get Credit Not all credit is good credit. This publication explains the various sources of credit—from credit unions to pawn shops—and includes warnings about credit that consumers might want to avoid. Category: Money Management Credit on Mar 26, 2008

Library: English | Understanding Your Credit Score . Your credit score is a "snapshot" of your credit history that is used by lenders, insurers and others to assess your creditworthiness and the likelihood that you will pay your bills and repay outstanding loans. This publication explains how to learn your score, how to interpret it and how to maintain or improve it. Category: Credit on Feb 26, 2008