Library: English | Credit Report Security Freeze - Training Packet . To provide participants with the knowledge to determine whether a security freeze is right for them and, if it is, how to place, lift and remove a security freeze. This PDF packet provides guidance for teachers and team leaders. The 11-page packet contains a detailed curriculum, classroom activities and take home worksheets. Category: Credit Credit Reports Fraud/Scams Privacy Rights on May 19, 2008

Library: English | Security Freeze Training Manual Questions and Answers About Placing, Lifting & Removing a Freeze on Your Credit Report. This publication is part of a series on how you can protect yourself from identity (ID) theft by placing a security freeze on your credit files. A freeze also is a good idea for victims of ID theft. Category: Credit Credit Reports Fraud/Scams Privacy Rights on May 19, 2008

Library: English | State Credit Freeze Chart . Consumer Action has prepared a chart listing guidelines for placing a "security freeze" on your credit file. Category: Credit Credit Reports Fraud/Scams Privacy Rights on May 19, 2008

Library: English | Understanding Debit Cards Plastic with a difference. Debit cards look similar to credit cards, but they work differently. This publication explains how they work, what consumer protections exist and how cardholders can address problems with billing and unauthorized use. Category: Banking Credit Money Management on Apr 01, 2008

Library: English | Be Careful Where You Get Credit - Powerpoint Slides . This presentation is a companion to the brochure "Watch Where You Get Credit," which compares various sources of credit—from credit unions to pawn shops. Category: Credit Money Management on Mar 27, 2008

Library: English | Watch Where You Get Credit Not all credit is good credit. This publication explains the various sources of credit—from credit unions to pawn shops—and includes warnings about credit that consumers might want to avoid. Category: Credit Money Management on Mar 26, 2008

Library: English | Understanding Your Credit Score . Your credit score is a "snapshot" of your credit history that is used by lenders, insurers and others to assess your creditworthiness and the likelihood that you will pay your bills and repay outstanding loans. This publication explains how to learn your score, how to interpret it and how to maintain or improve it. Category: Credit Credit Reports Credit Scores on Feb 26, 2008

Library: English | California Car Buyer’s Bill of Rights . California car buyers have important new rights beginning July 1, 2006. The Car Buyer’s Bill of Rights will change the way millions of cars are bought and sold in California. Category: Automobiles Credit Credit Scores on Jun 16, 2006

Library: English | Questions & Answers About Subprime Lending . This eight-page training guide, written in a question-and-answer format, discusses subprime lending and its pitfalls from a consumer advocacy perspective. The guide covers risk-based pricing of loans, subprime loans, credit scoring, predatory lending, illegal practices, and how consumers can protect themselves and fight back if they become victims. Category: Credit Credit Reports Credit Scores on Apr 01, 2004

Library: English | Poor Credit means Higher Interest Rates - How to avoid bad loans . This brochure addresses "subprime" loans offered to people with credit problems. While consumers with poor credit can find fairly priced mortgages, car loans and credit cards at higher-than-average rates, this population is easily victimized by very bad deals called predatory lending. This brochure covers illegal lending practices, warning signs of bad loans, how to avoid becoming a victim, filing a compaint and resources for advice and assistance. Category: Credit Credit Reports on Apr 01, 2004