Library: English | Understanding Debit Cards Plastic with a difference. Debit cards look similar to credit cards, but they work differently. This publication explains how they work, what consumer protections exist and how cardholders can address problems with billing and unauthorized use. Filed Under: Money Management Credit on Apr 01, 2008
Library: English | Be Careful Where You Get Credit - Powerpoint Slides . This presentation is a companion to the brochure "Watch Where You Get Credit," which compares various sources of credit—from credit unions to pawn shops. Filed Under: Money Management Credit on Mar 27, 2008
Library: English | Watch Where You Get Credit Not all credit is good credit. This publication explains the various sources of credit—from credit unions to pawn shops—and includes warnings about credit that consumers might want to avoid. Filed Under: Money Management Credit on Mar 26, 2008
Library: English | Get Credit for Your Hard Work Low income working taxpayers may qualify for the Federal EITC. The Earned Income Tax Credit (EITC) helps low income, working taxpayers and families get more money back when they file their federal income tax forms. This publication contains EITC guidelines for the 2007 tax year. Filed Under: Money Management on Aug 24, 2007
Library: English | True Life Stories . Homeownership is a primary path to achieving financial security, and homeownership helps communities remain stable. This publication, available in Spanish and English in the popular "novella" (comic book) style, addresses some of the key mortgage, lending and financial management issues faced by homeowners. Filed Under: Money Management Housing Buying a Home Home Financing on Aug 15, 2007
Library: English | Talking to Teens about Money (2007) . This 24-page booklet is designed primarily for parents but may also be useful for older teens. It covers many topics, including working, budgeting, figuring out if a purchase is a "need" or a "want," banking, writing checks, savings, credit cards, credit reports, driving and cell phones. The booklet contains illustrations and examples of a weekly spending evaluation, a paycheck stub, how comparison shopping can save money and how to write a check. It also contains a list of helpful web sites for parents and kids. Filed Under: Money Management on Mar 02, 2007
Library: English | Manage Your Money Wisely - Tracking your Money (2007) . Knowing what you spend now is the first step in creating a budget. A budget is a spending plan to help you forecast and control your expenses. To create a budget you need to know how much you spend each month - and compare that figure to your take home pay. Filed Under: Money Management on Feb 02, 2007
Library: English | Managing Your Money - Leader’s Guide (2007) . This guide can help you become a money management mentor. Once you understand the basics of money management, you'll be able to help others learn techniques that can make an important difference in their finances. Filed Under: Money Management Workshops/Trainings on Jan 31, 2007
Library: English | Bankruptcy Your right to a financial fresh start. Bankruptcy laws were passed in order to give people a fresh start, and to give debt-burdened consumers an organized, systematic way of paying back creditors. This publication outlines new rules for filing personal bankruptcy that became effective in October 2005. Filed Under: Money Management on Jan 25, 2006
Library: English | Personal Bankruptcy - PowerPoint Training Slides . The Personal Bankruptcy Powerpoint training file is available for download in the "Download File" section. Filed Under: Money Management Workshops/Trainings on Jan 25, 2006