Library: English | Staying on Track With Credit How to use credit wisely. Credit can be a valuable financial tool for consumers who understand its costs and benefits and how to use it wisely. This brochure defines open-ended, or revolving, credit, including credit cards, home equity lines of credit and overdraft lines of credit, and discusses the pros and cons of using credit. It includes tips on high-cost credit to avoid. Category: Money Management Credit on Jul 08, 2009

Library: English | Make Your Money Work For You (2009) Saving to Build Wealth. This brochure provides information about the importance of saving, setting short- and long-term goals to promote saving, opening a savings account and ways to make your money grow faster, including certificates of deposit (CDs), individual retirement accounts (IRAs), U.S. Savings Bonds and college savings accounts. Category: Money Management Investment Banking on Feb 25, 2009

Library: English | Bankruptcy (2009) Your right to a financial fresh start. Bankruptcy laws were passed in order to give people a fresh start, and to give debt-burdened consumers an organized, systematic way of paying back creditors. This publication outlines new rules for filing personal bankruptcy that became effective in October 2005. Category: Money Management on Feb 13, 2009

Library: English | Talking to Teens about Money - Powerpoint Training Slides . The Talking to Teens about Money Powerpoint training file is available for download in the "Download File" section. Category: Money Management Workshops/Trainings on Feb 05, 2009

Library: English | Talking to Teens about Money - Seminar Lesson Plan Packet . This PDF file provides guidance for teachers and team leaders. The packet contains a detailed curriculum, classroom activities and take home worksheets. Category: Money Management Workshops/Trainings on Feb 05, 2009

Library: English | Talking to Teens about Money (2009) . This 24-page booklet is designed primarily for parents but may also be useful for older teens. It covers many topics, including working, budgeting, figuring out if a purchase is a "need" or a "want," banking, writing checks, savings, credit cards, credit reports, driving and cell phones. The booklet contains illustrations and examples of a weekly spending evaluation, a paycheck stub, how comparison shopping can save money and how to write a check. It also contains a list of helpful web sites for parents and kids. Category: Money Management on Jan 14, 2009

Library: English | Auto Insurance: The Basics . It’s every driver’s responsibility to have adequate auto insurance. This guide will help you determine how much—and what kinds of—coverage you need, and how to get protection at the best price. Category: Money Management Insurance Cars on Jan 05, 2009

Library: English | Understanding Debit Cards Plastic with a difference. Debit cards look similar to credit cards, but they work differently. This publication explains how they work, what consumer protections exist and how cardholders can address problems with billing and unauthorized use. Category: Money Management Banking on Apr 01, 2008

Library: English | Be Careful Where You Get Credit - Powerpoint Slides . This presentation is a companion to the brochure "Watch Where You Get Credit," which compares various sources of credit—from credit unions to pawn shops. Category: Money Management Credit on Mar 27, 2008

Library: English | Watch Where You Get Credit Not all credit is good credit. This publication explains the various sources of credit—from credit unions to pawn shops—and includes warnings about credit that consumers might want to avoid. Category: Money Management Credit on Mar 26, 2008