Some of the following Consumer Action publications are available in bulk for non-profit or government agencies to distribute for educational purposes. Further info can be found on the How To Order Publications page.

Questions & Answers About Subprime Lending

Library: English | Questions & Answers About Subprime Lending . This eight-page training guide, written in a question-and-answer format, discusses subprime lending and its pitfalls from a consumer advocacy perspective. The guide covers risk-based pricing of loans, subprime loans, credit scoring, predatory lending, illegal practices, and how consumers can protect themselves and fight back if they become victims. Category: Credit Credit Reports Credit Scores on Apr 01, 2004

 
Poor Credit means Higher Interest Rates - How to avoid bad loans

Library: English | Poor Credit means Higher Interest Rates - How to avoid bad loans . This brochure addresses "subprime" loans offered to people with credit problems. While consumers with poor credit can find fairly priced mortgages, car loans and credit cards at higher-than-average rates, this population is easily victimized by very bad deals called predatory lending. This brochure covers illegal lending practices, warning signs of bad loans, how to avoid becoming a victim, filing a compaint and resources for advice and assistance. Category: Credit Credit Reports on Apr 01, 2004

 
Questions & Answers About Privacy & Your Credit Report

Library: English | Questions & Answers About Privacy & Your Credit Report . Privacy abuses are on the increase, including credit fraud and identity theft, a fast-growing crime in which an impostor applies for credit under a victim's name. "Questions and Answers about Privacy and Credit Reports" offers in-depth information on privacy and credit reports, bank accounts and marketing as well as new laws designed to help people better control how their personal information is used. Category: Credit Credit Fraud Credit Reports Credit Scores Privacy Rights on Jun 24, 2003

 
Privacy and Your Credit Report

Library: English | Privacy and Your Credit Report . Our personal financial information is more easily available and far less secure in the computer age than it was in the days of old-fashioned filing cabinets. "Privacy and Your Credit Report" explains why the information contained in your credit report can, in the wrong hands, be used to abuse your privacy. It also explains how California residents have strong privacy rights with new laws and an office of privacy protection. Category: Credit Credit Fraud Credit Reports Privacy Rights on Jun 23, 2003

 
Credit Repair Scams

Library: English | Credit Repair Scams They Make Your Money Disappear. An illustrated fact sheet that describes what a credit report is and how to find out what is in your credit report. Explains how to correct inaccurate information in your report and advises caution with credit repair companies and guaranteed credit claims. Category: Credit Credit Reports Fraud/Scams on Dec 27, 2000

 
Don’t Be Fooled by Misleading ‘Credit Repair’ Claims!

Library: English | Don’t Be Fooled by Misleading ‘Credit Repair’ Claims! . An illustrated fact sheet that describes what a credit report is and how to find out what is in your credit report. Explains how to correct inaccurate information in your report and advises caution with credit repair companies and guaranteed credit claims. Category: Credit Credit Reports Fraud/Scams on Dec 27, 1996

 
California Immigrants and Credit

Library: English | California Immigrants and Credit . A fact sheet designed to explain credit to California immigrants: how to qualify for it, how to use it properly, and how to avoid problems. Discusses creditors, credit history, credit bureaus, scams, and abuses. Includes a short glossary of credit terms and a listing of community resources for further information. Category: Credit Discrimination on Apr 01, 1993

 
Giving Yourself Some Credit

Library: English | Giving Yourself Some Credit . An illustrated fact sheet describing what credit is, how to obtain it, and how to use it. Also describes credit ratings, credit bureaus, and the importance of consumers periodically reviewing a copy of their credit report for accuracy. Explains the Equal Credit Opportunity Act. Category: Credit on Apr 01, 1993

 
Where Can I Get Credit?

Library: English | Where Can I Get Credit? . A fact sheet that explains various sources where consumers can obtain credit, such as banks, credit unions, finance companies and pawnbrokers. Category: Credit on Apr 01, 1992

 
 

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