Library: English | Your new electric choices Shopping for Electricity in California. Since early 1998, most Californians can choose the company they buy electricity from. This fact sheet contains information about competitive electric service providers and contains tips on how to choose a provider, reasons for switching, and changes in your electric bill. Category: Money Management on Apr 01, 1999

Library: English | Collection Agency - Consumers in Debt Series . A fact sheet that explains what your rights are when dealing with a collection agency. It describes collection abuse, and answers such questions as whether you can be jailed for not paying a debt and what to do if you are being harassed by a collection agency. Category: Money Management on Apr 01, 1996

Library: English | Banking Basics Checking Account Check List. An illustrated fact sheet that explains how to open a checking account. Explains different kinds of accounts and their fees, check processing, automatic deposit and bill paying, and ATM/debit cards. Category: Banking Money Management on Apr 01, 1993

Library: English | Surviving and Controlling Debt Know What You Want. An illustrated fact sheet that discusses the importance of managing debt so that it does not become a problem. Explains debt danger signals and how to reduce debt. Also explains collection agencies, debt counseling, and bankruptcy. Category: Banking Money Management on Apr 01, 1993

Library: English | Budgeting and Planning Building a Better Future. An illustrated fact sheet explaining how to control financial problems by budgeting and planning. Explains the functions of a budget, how to do a cash flow analysis, and how to create a workable budget. Also describes how to stick to a budget and make it work. Category: Banking Money Management on Apr 01, 1993

Library: English | The Fair Debt Law - Consumers in Debt Series . A fact sheet that explains the "fair debt law," the law that regulates what actions a collection agency can take in trying to collect a debt from you. Category: Money Management on Apr 01, 1992

Library: English | Paying Your Bills - Consumers in Debt Series . A fact sheet that explains the importance of paying your bills on time, and how your history of payments affects your credit rating. Also discusses credit contracts, especially retail installment contracts, and credit cards. Category: Money Management on Apr 01, 1992

Library: English | Debt Consolidation Is It for You? . A fact sheet that explains how to consolidate your debts so that you only have to make one monthly payment. Discusses the advantages and possible problems with debt consolidation. Category: Money Management on Apr 01, 1992