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Released: February 10, 2012
Help Desk FAQ
Credit Cards
What are the benefits of using a credit card?
When used responsibly, a credit card:- can help you build a good credit history, which would help you obtain other types of credit and better interest rates;
- provides a safer way to shop on the Internet or by mail or phone;
- gives you an interest-free grace period if you paid your previous bill in full by the due date;
- lets you pay for big-ticket (and other) items over time; and
- allows you to take advantage of laws that protect you from fraudulent or erroneous transactions and defective or undelivered goods or services paid for with the card.
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