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Released: April 23, 2012
Help Desk FAQ
Credit Cards
How much will it cost me in interest and fees if I don’t pay off my credit card balance in full?
If you don't pay off your credit card balance in full at the end of the billing cycle (when you receive your statement), you will have to pay finance charges. How much you will ultimately end up paying will be based on your balance, the interest rate (determined by the issuing bank) and how long you finance (don’t pay off) the balance.
A credit card repayment calculator will reveal how much you would pay in finance charges at different interest rates and for different lengths of time. Bankrate.com and the Federal Reserve both offer online calculators.
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