Help Desk FAQ

Debit Cards

 

Will a debit card help me build a credit history?

No, debit card activity is not reported to the credit bureaus. Although debit and credit cards look the same, they are very different. With a debit card, you’re not using credit (borrowing money) since you’re paying with funds from your own linked deposit (typically checking) account.
 

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debit, credit reports, credit scores, credit reporting agencies, debit cards

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