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Released: August 21, 2008
Help Desk FAQ
FDIC account insurance
Bank and Account Insurance
Is there an easy way to determine if my deposits are covered?
If you (or your family) have $100,000 or less in all of your deposit accounts at the same insured bank, you don't need to be concerned about the safety of your money. That's because the basic insurance limit is $100,000 per depositor per insured bank, plus an additional $250,000 per depositor for certain retirement accounts.
Click here to use the FDIC's Electronic Deposit Insurance Estimator (EDIE), an interactive Web site that can be used to calculate your coverage. You can also call FDIC at 877-ASK-FDIC (877-275-3342).
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