Released: May 02, 2005

Help Desk FAQ

How do I read my credit report?

First, review your name and the spelling to check for any errors or misspellings. Name errors can result in someone else’s information appearing on your credit report.

Second, check your Social Security number, date of birth, and address for any errors. Sometimes employees of credit bureaus, creditors, and data entry personnel make mistakes, such as transposing numbers.

After careful review, follow instructions from the reporting agency on how to read your credit history.