Released: November 23, 2005

Help Desk FAQ

I appear in ChexSystem’s database. How can I open a bank account?

If you are on Chex’s blacklist, you will remain in their database for 5 years. You have the right to correct any inaccurate information your Chex report contains, but accurate negative info is allowed to remain for 5 years. You have the right to examine your Chex report and dispute any inaccuracies. You can contact ChexSystems at 1-877-382-7226, or request your report here:
https://www.consumerdebit.com/consumerinfo/us/en/chexsystems/report/index.htm

However, not all banks subscribe to banking blacklists like Scan or Chex. This is a discussion forum generated by people in your predicament discussing which banks or credit unions will still accept you as a customer (you may have to register):
http://www.chexvictims.com/AspNetForums/ShowForum.aspx?ForumID=13