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What is “purchase protection”?

Purchase protection is a benefit that some card issuers provide voluntarily on purchases made with their card. Typically, it does things like extend the standard manufacturer’s warranty, lengthen the period during which an item can be returned, and reimburse cardholders for accidental damage, loss or theft that occurs soon after purchase (usually within 90 day). Coverage terms and exclusions vary, so check your card agreement. In many cases, the coverage is limited to purchases over $50 made in your home state or within 100 miles of your home.

 
 
 
 

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