Keep the Information Flowing
Small contributions go a long way. Your donation to Consumer Action, a 501 (c)(3) nonprofit, nonpartisan organization, can help us cover the cost of research, writing, and translation of our materials. To keep our services free for those who need them. Select an amount to give.
Released: January 24, 2006
Help Desk FAQ
Homeowner
How do insurers use CLUE reports and the CLUE database?
CLUE reports are used almost exclusively to underwrite and rate new policies. Most insurers renewing existing policies do not access CLUE reports at renewal, largely because they already have loss histories for these properties in their own database.
Only insurance companies that subscribe to CLUE can submit loss data and access CLUE reports.
Some companies choose not to subscribe to CLUE. Losses filed with nonparticipating companies will not appear on a CLUE report.
Quick Menu
Support Consumer Action
Join Our Email List
Consumer Help Desk
- Help Desk
- Submit Your Complaints
- Presente su queja
- Frequently Asked Questions
- Links to Consumer Resources
- Consumer Service Guide (CSG)
- Alerts
- Consumer Booknotes