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Credit Scoring

 

FICO Credit Score

myFICO® is the consumer division of Fair Isaac, the company that invented the FICO® credit risk score that lenders use. Starting in the 1960s, Fair Isaac sparked a revolution by pioneering credit risk scoring for the financial services industry. This new approach to lending enabled financial institutions to improve their business performance and expand consumers’ access to credit. Today Fair Isaac’s FICO® score is widely recognized as the industry standard for lenders. They are allied with national credit reporting agencies Experian, TransUnion and Equifax to create a new generation of credit information products that empower consumers to understand and protect their true credit standing.

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