Training Modules

  • Auto insurance
    This module explains the importance of having adequate auto insurance and prepares drivers to determine what coverage they need, shop for insurance, manage their auto insurance costs, and obtain help if they have trouble getting coverage or are dissatisfied with how their claim is handled.

    Publications are available in bulk for non-profit or government agencies to distribute for educational purposes. Please refer to our How To Order Publications page for further details. November 18, 2014
  • Banking Basics
    This training series provides a simple introduction to the primary services offered by banks and credit unions, including checking accounts, savings accounts, certificates of deposit and debit cards. It also covers opening an account, resolving problems, the options that bank customers have and the decisions they need to make when using bank services.

    Publications are available in bulk for non-profit or government agencies to distribute for educational purposes. Please refer to our How To Order Publications page for further details. January 03, 2007
  • California LifeLine
    Universal LifeLine Telephone Service (ULTS), also known as California LifeLine, provides discounts on basic residential telephone service to eligible low-income households. Consumers who qualify for California LifeLine pay a fraction of the regular cost for telephone connection and monthly local telephone service. This brochure explains the features and benefits of Lifeline phone service, how to apply for the program, and what you must do to continue participation. June 15, 2009
  • California’s Low Cost Auto Insurance
    This module provides an useful information for the Californian low-income good drivers with access to affordable liability insurance in 11 languages: English, Spanish, Chinese, Vietnamese, Korean, Russian, Armenian, Japanese, Hmong, Tagalog and Cambodian.

    January 31, 2008
  • Cell Phone Savvy
    The Cell Phone Savvy training module provides you with tools and materials that you can use to educate your clients and community about how to make wise wireless choices and avoid problems with wireless devices or service. It consists of a multilingual fact sheet, a training manual (FAQs), a lesson plan that includes class activities, a companion PowerPoint presentation, and a quiz with answer key. October 15, 2012
  • Checking/Savings Accounts
    This module encourages unbanked and underbanked consumers to get checking and savings accounts, and guides them through selecting, opening, using and managing the accounts.

    Publications are available in bulk for non-profit or government agencies to distribute for educational purposes. Please refer to our How To Order Publications page for further details. January 22, 2014
  • Choosing a Prepaid Card
    The Choosing a Prepaid Card module, which includes a four-page fact sheet, a backgrounder written in question-and-answer format, a slide presentation for group trainings and a companion lesson plan with class activities, helps consumers determine if a prepaid card will meet their needs and, if so, how to compare options and choose the best one. The module offers detailed information about the types of fees that are common on prepaid cards, how to estimate the monthly cost of a card and how to manage the card to reduce or avoid fees. If you are looking for our 2012 module, "Prepaid Cards: An alternative to credit and debit cards,” click here. November 16, 2015
  • Credit Card Fraud
    This module is designed to help participants to recognize and avoid many forms of fraud that involve credit cards, such as skimming, phishing, ID theft and counterfeit cards. January 16, 2008
  • Credit Card Terms
    This module is designed to help participants to understand the different types of cards available; sort through offers to choose the card that's right for them; understand credit card terms and conditions and avoid fees and penalty rates. The series includes a multilingual brochure (English, Spanish, Chinese, Korean and Vietnamese), training manual, training guide and PowerPoint slides.

    Publications are available in bulk for non-profit or government agencies to distribute for educational purposes. Please refer to our How To Order Publications page for further details. October 10, 2007
  • Credit Freeze
    A credit file "security freeze" is a preventive tool to help you avoid identity theft and to block impostors from using your personal information to establish credit. This module explains how to place, lift and remove a security freeze on your credit file. It includes a multilingual brochure, training manual (Q&As), lesson plan, state credit freeze chart and PowerPoint slides. May 19, 2008
  • Credit Reports, Credit Scores and Specialty Reports
    This module contains information on what goes into the credit report and score, interpreting the credit score, improving credit rating, types of specialty reports, who should request their report, how to get your reports, your rights under the federal Fair Credit Reporting Act (FCRA) and the Fair and Accurate Credit Transaction Act (FACTA). October 29, 2010
  • Debt Collection
    Every year, millions of consumers must deal with the consequences of delinquent debt. This module is designed to help debtors understand their rights under federal law, communicate effectively with a debt collector, avoid a judgment or garnishment, find assistance or file a complaint. It also equips consumers to avoid debt collection scams and to stop collection efforts on a debt they do not owe. May 18, 2016
  • Digital Dollars
    The Digital Dollars series provides information, advice and training materials to help consumers navigate the new online economy. The series contains three multilingual brochures: Banking Online Safely; Mobile Banking and Mobile Payments; and Safety and Privacy in Online and Mobile Transactions. The brochures are accompanied by a lesson plan and PowerPoint slides that you can download.

    Publications are available in bulk for non-profit or government agencies to distribute for educational purposes. Please refer to our How To Order Publications page for further details. August 16, 2011
  • Elder Fraud
    This training module covers many guises of fraud (with special attention to scams that target senior), signs of fraud and tips for avoiding scams.

    Publications are available in bulk for non-profit or government agencies to distribute for educational purposes. Please refer to our How To Order Publications page for further details. April 13, 2007
  • Empower U
    The Empower U training module provides you with tools and materials that you can use to educate your clients and community on four key telecommunications topics: TV service, wireless phone service, Internet service and telemarketing. It consists of four multilingual fact sheets, a PowerPoint presentation and companion guide, and a quiz with answer key. May 05, 2011
  • Establishing Wireless Service
    This training module helps the participant to understand the issues involved in shopping for and using cell phone service. Topics covered include wireless service plans and coverage, wireless phones, keeping your phone number when you change providers, reading a wireless phone bill, cell phones and driving, courtesy when using cell phones, preventing theft and fraud, privacy concerns and resources for information and assistance. June 12, 2006
  • Fair Housing
    Everyone has the right to fair housing opportunities. This module explains what actions are discriminatory under the federal Fair Housing Act, how to file a housing discrimination complaint, and what the complaint resolution process looks like. It includes two brochures: "Filing a Housing Discrimination Complaint" and "Know the Signs of Housing Discrimination"; a lesson plan and class activities; and a PowerPoint presentation. January 12, 2012
  • Families and Credit Cards
    This module is designed to help parents and trainers talk to youth about credit cards. Topics include adding cardholders to your account, secondary cardholder policies, payment options for kids while they're traveling and helping young people understands the importance of good credit. The series includes a multilingual brochure (English, Spanish, Chinese, Korean and Vietnamese), training guide and PowerPoint slides.

    Publications are available in bulk for non-profit or government agencies to distribute for educational purposes. Please refer to our How To Order Publications page for further details. October 11, 2007
  • Good Credit
    This training module covers what credit history is, what a credit report is, how to get your credit report, how to establish good credit and where to complain if you have a problem.

    Publications are available in bulk for non-profit or government agencies to distribute for educational purposes. Please refer to our How To Order Publications page for further details. April 13, 2007
  • Health Records Privacy
    The Health Records Privacy in California module presents the benefits and risks associated with electronic health records, explains how the information in health records can and can’t be used and disclosed, and informs patients about their rights and the steps they can take to better protect their privacy. The module includes a multilingual brochure, a backgrounder that explores the topic in greater detail, and a wallet card that can be referred to while visiting health care providers. A lesson plan, including case studies, and a companion PowerPoint presentation provide trainers with the tools to educate clients and community members.

    Publications are available in bulk for California agencies only to distribute for educational purposes. Please refer to our How To Order Publications page for further details. June 18, 2013
  • ID Theft and Account Fraud
    This training module covers steps to prevent ID theft, or if you are a victim, to clear up the problems created by ID theft and to lessen its impact on your life.

    Publications are available in bulk for non-profit or government agencies to distribute for educational purposes. Please refer to our How To Order Publications page for further details. April 13, 2007
  • Internet Safety
    This module outlines ways that you can protect yourself and your computer when you use the Internet and email. Also, it includes the information to protect your kids online.

    Publications are available in bulk for non-profit or government agencies to distribute for educational purposes. Please refer to our How To Order Publications page for further details. February 09, 2010
  • Internet Security and Privacy
    This module empowers consumers to enjoy all the benefits of being online while still preserving their personal privacy, protecting their accounts and reputation, and keeping themselves and their families safe on a computer or mobile device. October 21, 2015
  • IP Transition
    This module helps consumers understand why the transition away from traditional (copper-based landline) phone service is happening, what their Internet-based service options are and how to choose the one that’s right for them.

    Publications are available in bulk for non-profit or government agencies to distribute for educational purposes. Please refer to our How To Order Publications page for further details. January 29, 2015
  • Job Training Schools
    This module helps prospective students understand their vocational training education options, evaluate a job training program/school, make wise choices about student loans, and find help if they have trouble making their student loan payments or believe they are a victim of for-profit school fraud. (The curriculum and companion PowerPoint presentation for this module, to be used by community educators conducting group workshops, will be available August 2016.) June 14, 2016
  • Keys to Homeownership
    Buying a house has a steep learning curve. Homebuyers need to learn the meaning of unfamiliar terms, be prepared for unexpected costs and peruse piles of paperwork. This training module contains suggestions to help people successfully complete the many stages of the home buying process. Making sense of this complicated system can help your clients achieve the goal of homeownership.

    Publications are available in bulk for non-profit or government agencies to distribute for educational purposes. Please refer to our How To Order Publications page for further details. July 25, 2007
  • Micro Business
    This module is designed to help participants learn basic information about the creation and financial management of a micro business. Micro businesses are very small companies run by their owners with few employees. They are often home-based, with annual sales under $250,000 and few assets, but they can qualify for loans to help them grow into large regional, national or franchise businesses.

    Publications are available in bulk for non-profit or government agencies to distribute for educational purposes. Please refer to our How To Order Publications page for further details. April 13, 2007
  • Military Money
    This module enables servicemembers and veterans to recognize and avoid scams and abusive credit terms, identify better borrowing and banking options and understand what special consumer finance protections they may have under the law.

    Publications in this module are available in bulk for organizations that serve servicemembers and veterans only. Please refer to our How To Order Publications page for further details. July 28, 2014
  • Money Management 1-2-3
    This module covers all aspects of money management from building a strong financial foundation, achieving financial goals and planning a secure financial future.

    Publications are available in bulk for non-profit or government agencies to distribute for educational purposes. Please refer to our How To Order Publications page for further details. September 24, 2010
  • Personal Bankruptcy
    This training module covers bankruptcy new rules (effective in October 2005) in order to give debt-burdened consumers an organized and systematic way of paying back creditors.

    Publications are available in bulk for non-profit or government agencies to distribute for educational purposes. Please refer to our How To Order Publications page for further details. April 13, 2007
  • Phone Services
    This module is designed to help the participants choose the phone equipment and services that best meet their needs. It comes with five multi-lingual brochures, leader's guide, training guide and powerpoint slides. February 05, 2008
  • Protecting Your Phone Records
    Phone records are an important source of private information that someone might try to access without your consent for illegal or harmful purposes. This project includes materials that can help you understand who would want to access your phone records, why they might want to do it, how they try to access your private information and what you can do to reduce the chances of becoming a victim. June 28, 2007
  • Rebuilding Good Credit
    This training module covers the importance of having a good credit, your rights if your credit application is rejected, how to check your credit report, how to dispute mistakes on your credit report and how to begin to rebuild good credit.

    Publications are available in bulk for non-profit or government agencies to distribute for educational purposes. Please refer to our How To Order Publications page for further details. April 13, 2007
  • Saving to Build Wealth
    This training module covers information about the importance of saving, setting short- and long-term goals to promote saving, opening a savings account and ways to make your money grow faster, including certificates of deposit (CDs), individual retirement accounts (IRAs), U.S. Savings Bonds and college savings accounts.

    Publications are available in bulk for non-profit or government agencies to distribute for educational purposes. Please refer to our How To Order Publications page for further details. April 13, 2007
  • Short Term Credit
    Credit can be a valuable financial tool for consumers who understand its costs and benefits and how to use it wisely. This module helps consumer to defines open-ended, or revolving, credit, including credit cards, home equity lines of credit and overdraft lines of credit, and discusses the pros and cons of using credit. It includes tips on high-cost credit to avoid. October 29, 2008
  • Social media & streaming
    This module alerts consumers to the privacy risks inherent in using social media and video streaming technology, and offers tips and tools to help them protect their privacy while still enjoying their favorite online activities. March 11, 2016
  • Successful Homeownership
    This module covers the financial responsibilities of homeownership and how to manage them, how to maintain and protect your property, and how to build and preserve your home equity.

    Publications are available in bulk for non-profit or government agencies to distribute for educational purposes. Please refer to our How To Order Publications page for further details. November 06, 2008
  • Teens and Money
    This training series is designed primarily for parents but may also be useful for older teens. The materials cover—budgeting, figuring out if a purchase is a "need" or a "want," banking, writing checks, savings, credit cards, credit reports, driving and cell phones.

    Publications are available in bulk for non-profit or government agencies to distribute for educational purposes. Please refer to our How To Order Publications page for further details. January 03, 2007
  • Tracking Your Money
    This training module covers basic money management and develop a budget or spending plan to control your expenses.

    Publications are available in bulk for non-profit or government agencies to distribute for educational purposes. Please refer to our How To Order Publications page for further details. April 13, 2007
  • WirelessED
    There are three topics covered in this module: Using Mobile Data Wisely, Choosing and Using Mobile Devices, and Wireless International Roaming. There is a separate booklet for each topic; the manual, lesson plan and PowerPoint slides cover all three topics together.

    Publications are available in bulk for non-profit or government agencies to distribute for educational purposes. Please refer to our How To Order Publications page for further details. May 17, 2011
  • Workplace Privacy
    This module explains some of the situations in which monitoring might occur in the workplace and explains your privacy rights as an employee. To protect your personal privacy and your job, you should know when and how employers can monitor and gather information about you. October 20, 2009
 

Quick Menu

Support Consumer Action

Support Consumer
Facebook FTwitter T

Consumer Help Desk

Advocacy