Published: April 29, 2009

California’s Low Cost Automobile Insurance Program for 2009 (Chinese)

加州法律規定所有駕駛人都須有汽車保險。
如果您沒有保險而開車，您可能會受到以下處罰：

• 您的車輛登記證被吊銷。
• 您的駕照被吊銷。
• 汽車被扣押。
• 被罰款。

您沒有保險卻開車是因為您付不起保險費嗎？

加州政府有一個計畫方案幫助收入合格的優良駕駛 人，能獲得一年不到$400元的低價汽車保險 (只保責任險)。

這些保險是由持有加州執照的保險公司發給。 「加州低價汽車保險」符合州政府的責任險法律規定。

如果您符合以下條件，您就能合格申請「加州低價汽 車保險計畫」：

• 您的駕駛記錄優良。
• 您是19 歲以上。
• 您有駕駛執照已經至少三年。
• 您的汽車價值是$20,000或以下。
• 您的收入符合標準
• 您住在規定的郡縣內

收入標準

家中人口數	最高收入
1 人	$27,075
2 人	$36,425
3 人	$45,775
4 人	$55,125
5 人	$64,475
6 人	$73,825
7 人	$83,175
8 人	$92,525

• Eligibility is based on the household’s gross annual income which must be 250% or less of the federal poverty level.
• A “Household” is all persons who occupy a housing unit and who are related by blood, marriage, adoption or guardianship (i.e., members of one family). If more than one family is living in the same housing unit, they constitute different families for eligibility purposes even though they reside at the same address.

County Premiums*

Effective 5/11/2009, the annual premium for these 58 counties are:

County of Residence	Liability Premium	County of Residence	Liability Premium
Alameda	$272.00	Orange	$295.00
Alpine	$274.00	Placer	$284.00
Amador	$262.00	Plumas	$241.00
Butte	$233.00	Riverside	$262.00
Calaveras	$232.00	Sacramento	$361.00
Colusa	$252.00	San Benito	$253.00
Contra Costa	$267.00	San Bernardino	$274.00
Del Norte	$243.00	San Diego	$264.00
El Dorado	$263.00	San Francisco	$302.00
Fresno	$258.00	San Joaquin	$278.00
Glenn	$255.00	San Luis Obispo	$226.00
Humboldt	$237.00	San Mateo	$287.00
Imperial	$161.00	Santa Barbara	$231.00
Inyo	$253.00	Santa Clara	$261.00
Kern	$254.00	Santa Cruz	$213.00
Kings	$222.00	Shasta	$242.00
Lake	$217.00	Sierra	$272.00
Lassen	$269.00	Siskiyou	$216.00
Los Angeles	$368.00	Solano	$271.00
Madera	$223.00	Sonoma	$251.00
Marin	$274.00	Stanislaus	$307.00
Mariposa	$251.00	Sutter	$279.00
Mendocino	$224.00	Tehama	$235.00
Merced	$238.00	Trinity	$253.00
Modoc	$258.00	Tulare	$209.00
Mono	$259.00	Tuolumne	$249.00
Monterey	$251.00	Ventura	$267.00
Napa	$198.00	Yolo	$257.00
Nevada	$243.00	Yuba	$260.00

* 19 到 24 歲的未婚男性會加收 25%保險費。

今天就打電話詢問！
1-866-602-8861

「加州低價汽車保險計畫」是由加州保險局訂定，而由「加州汽車指定風險計畫」所執行。

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California’s Low Cost Automobile Insurance Program for 2009 (Chinese)
File Name: CLCA_0509_ch.pdf
File Size: 0.64MB

Keywords

Auto Insurance, Low Income Insurance Chinese

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California Department of Insurance

Notes

Category

Insurance   ♦   Cars   ♦  

Copyright

© 2009 California Department of Insurance.