How to send money home (Chinese) Tips for transferring money overseas. Many immigrants send some of their earnings to relatives and friends in their home countries. There are several ways to transfer money overseas. This publication explains the different types of companies that can help with this task.
Fraud Bingo Game. Consumer Action's Fraud Bingo is a fun activity you can use in your trainings.
66 maneras de ahorrar dinero. Un folleto ilustrativo que provee 66 pasos concretos que los consumidores pueden tomar para ahorrar dinero o prevenir el fraude. Los temas más importantes incluyen tranportación, seguros, bancos/crédito, viviendas y servicios públicos.
Questions & Answers About Subprime Lending. This eight-page training guide, written in a question-and-answer format, discusses subprime lending and its pitfalls from a consumer advocacy perspective. The guide covers risk-based pricing of loans, subprime loans, credit scoring, predatory lending, illegal practices, and how consumers can protect themselves and fight back if they become victims.
Poor Credit means Higher Interest Rates - How to avoid bad loans. This brochure addresses "subprime" loans offered to people with credit problems. While consumers with poor credit can find fairly priced mortgages, car loans and credit cards at higher-than-average rates, this population is easily victimized by very bad deals called predatory lending. This brochure covers illegal lending practices, warning signs of bad loans, how to avoid becoming a victim, filing a compaint and resources for advice and assistance.
Poor Credit means Higher Interest Rates - How to avoid bad loans (Korean). 이 소책자는 크레딧에 문제가 있는 사람들에게 제공되는 '서브프라임' 융자에 대해 설명하고 있습니다. 나쁜 크레딧을 가진 소비자들도 평균보다 높지만 공정한 이자율의 주택 융자와 자동차 융자 그리고 크레딧 카드를 찾을 수 있는 반면에 이들은 약탈 융자라 불리는 악성 대출의 피해자가 되기 쉽습니다. 이 소책자는 불법 대출 관행과 나쁜 융자를 분별하는 법, 피해자가 되지 않는 법, 이의 제기하는 법 그리고 도움과 충고를 얻기위한 자료 등에 대한 정보를 제공하고 있습니다.
This brochure addresses "subprime" loans offered to people with credit problems. While consumers with poor credit can find fairly priced mortgages, car loans and credit cards at higher-than-average rates, this population is easily victimized by very bad deals called predatory lending. This brochure covers illegal lending practices, warning signs of bad loans, how to avoid becoming a victim, filing a compaint and resources for advice and assistance.
Poor Credit means Higher Interest Rates - How to avoid bad loans (Vietnamese). Bản cẩm nang này đề cập đến các món nợ "hạng kém" (subprime loans) cho người có vấn đề hạnh kiểm tín dụng. Khi người tiêu thụ với hạnh kiểm tín dụng kém có thể tìm được nợ nhà, nợ xe và tín dụng khá tốt với phân lãi cao hơn trung bình, những người tiêu thụ này dễ bị gạt bởi những giao dịch rất xấu bởi các công ty cho vay mượn cắt cổ. Cẩm nay này nói đến các phương sách cho mượn trái phép, những dấu hiệu trong các món nợ xấu, làm thế nào để tránh là nạn nhân, đề đơn khiếu nại và những hướng dẫn tìm cố vấn và giúp đỡ.
This brochure addresses "subprime" loans offered to people with credit problems. While consumers with poor credit can find fairly priced mortgages, car loans and credit cards at higher-than-average rates, this population is easily victimized by very bad deals called predatory lending. This brochure covers illegal lending practices, warning signs of bad loans, how to avoid becoming a victim, filing a compaint and resources for advice and assistance.
Cuentas de cheques (2000) Una forma mejor y más segura de manejar su dinero. Cómo elegir los servicios bancarios, cuenta de transferencia electrónica (ETA) y más.
El mal crédito se traduce en tasas de interés más altas Cómo evitar préstamos malos. Este folleto describe los préstamos "no preferenciales" ofrecidos a las personas con problemas de crédito. Mientras que los consumidores con mal crédito pueden encontrar préstamos hipotecarios, de automóviles, o tarjetas de crédito con tasas de interés bastante más altas que lo normal, este grupo se convierte fácilmente en víctima de tratos malos llamados préstamos abusivos. El folleto cubre las prácticas ilegales de los prestamistas, señales de alerta de un préstamo malo, cómo evitar convertirse en víctima, cómo presentar una queja y recursos para obterner consejo y asistencia.
Poor Credit means Higher Interest Rates - How to avoid bad loans (Chinese). This brochure addresses "subprime" loans offered to people with credit problems. While consumers with poor credit can find fairly priced mortgages, car loans and credit cards at higher-than-average rates, this population is easily victimized by very bad deals called predatory lending. This brochure covers illegal lending practices, warning signs of bad loans, how to avoid becoming a victim, filing a compaint and resources for advice and assistance.
