Source: Kenneth Harney, L.A.Times ( Free Registration )

Call it the great real estate disconnect of 2010: Mortgage rates have been at half-century lows and home prices have stabilized, but applications for mortgages have declined most weeks during the past three months, as measured by the Mortgage Bankers Association.

What’s going on here? Shouldn’t 30-year fixed-rate loans well below 5 percent be flying off the shelf?

Read Full Article: How to score a better deal on a mortgage