Source: Christine Dugas, USA Today ( Free Registration )

This year the Dow finally broke through the 14,000 barrier for the first time since October 2008, but no thanks to the risk-averse Millennials.

The Millennial generation, which ranges in age from 18 to 34, has been raised during the stock market crash and the Great Recession. No wonder two-thirds of them save the cash left over from their paychecks and 18% of them pay off debt, according to a study by market research firm Lab42, out Tuesday.

Read Full Article: Millennials are tech savvy but tightfisted with money