Source: Michelle Singletary, Washington Post ( Free Registration )

Alfreda Williams has been on the front lines for a long time, shepherding people through some tough battles.

Williams is a senior foreclosure counselor for HomeFree-USA, one of the many agencies across the country approved by the Department of Housing and Urban Development to help people save their homes if possible. Williams has seen the ugly side of the expensive and predatory mortgages that helped create the housing crash we’ve been trying to recover from for the last several years.

Read Full Article: Mortgage-modification still has a long way to go