California’s Low Cost Automobile Insurance Program (Hmong)

Lub Xeev Kalifonias tau tsim txoj kev pabcuam fajseeb rau tsheb uas pheejyig no los rau cov tibneeg uas tsav tsheb zoo thiab khwv tau nyiaj los tsawg. Cov kev fajseeb (policies) no yog muag los ntawm cov koomhaum uas muaj laixees muag fajseeb tsheb nyob rau hauv Kalifonias. Lub xeev Kalifonias txoj kevcai hais tias ib Qhov Fajseeb Rau Tsheb hauv Kalifonias Uas Pheejyig xwb los yeej siv tau raws li txoj kevcai lawm.

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California’s Low Cost Automobile Insurance Program (Hmong)

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California’s Low Cost Automobile Insurance Program (Hmong)
File Name: clca_2013_hm.pdf
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Raws li txoj kev cai California txhua leej txhua tus tsav tsheb yuav tsum muaj es sas las tsheb (insurance). Yog koj tsav tsheb tsis muaj fajseeb, koj yuav:

  • Raug txwv tsis pub mus toj laixees tsheb (registration)
  • Raug ywv laixees tsav tsheb
  • Raug luag muab koj lub tsheb cab mus
  • Raug nplua

Puas yog koj tsav tsheb tsis muaj es sas las (insurance) vim koj tsis muaj nyiaj them nqi?

Lub Xeev California tau tsim qauv pab neeg tsav tsheb zoo them pheej yig tau es sas las tsheb. Koj tau nqe pheej yig nyob ntawm koj tau nyiaj pes tsawg txhua xyoos. Them qes tshaj $400 ib xyoos tau-Yam Es Sas Las hu ua Liability xwb.

Cov ntaub ntawv tuav pov hwm (policies) yog muab los ntawm California cov tuam txhab muag es sas las uas muaj ntawv tso cai los muag. California Cov Ntaub Ntawv Tuav Pov Hwm Rau Cov Es Sas Las Tsheb Uas Them Pheej Yig muaj raws li xeev qhov es sas las liability uas yuav tsum tau muaj.

Tej zaum koj yuav mus yuav tau Qhov Fajseeb Rau Tsheb hauv Kalifonias Aus Pheejyig yog tias koj:

  • Yog ib tus tibneeg uas tsav tsheb zoo
  • Muaj hnub nyoog yam qis 19 xyoos
  • Muaj laixees tsav tsheb tsis tu-ncua li peb lub xyoos
  • Muaj ib lub tsheb uas raug nqi li $20,000 rov hauv
  • Cov nyiaj khwv tau los tsis siab tshaj luag tus ciam
Nws muaj tsib txoj kev uas yuav them tus nqi rau koj xaiv:
  • Them tagnrho rau ib lub xyoos
  • Them $125 uantej thiab mam them kom tas li 30 hnub
  • Them $100 uantej thiab mam muab faib ua 6 zaus them ob lub hlis twg ib zaug*
  • Them $125 uantej thiab mam muab faib ua 5 zaus them ob lub hlis twg ib zaug*
  • Them 15% uantej thiab mam muab faib ua 6 zaus them ob lub hlis twg ib zaug*
Qhov Kev Fajseeb Qis Tshaj uas luag kam muag rau koj yog:**
  • $10,000 rau kev raug mob lossis nqi taub-hau rau ib tus tibneeg
  • $20,000 rau kev raug mob lossis nqi taub-hau toj ib zaug tsheb sibtsoo
  • $3,000 rau kev tsoo tsheb lossis khoom puas toj ib zaug tsheb sibtsoo
* Yuav tau them $4.00 toj ib zaug ntxiv ua nqi faib them. Ob lub hlis twg ib zaug yog ob lub hlis them ib zaug.

** Koj yuav tau fajseeb siab tshaj no ntxiv tabsis yuav tau them nyiaj ntxiv.

Nyiaj Tau Uas Yuav Tsim Nyog (effective 2013)

Pes Tsawg Leej Hauv Tsev Neeg Nyiaj tau kawg nkaus ib xyoos
1 Leej $27,925
2 Leej $37,825
3 Leej $47,725
4 Leej $57,625
5 Leej $67,525
6 Leej $77,425
7 Leej $87,325
8 Leej $97,225
  • Eligibility is based on the household’s gross annual income which must be 250% or less of the federal poverty level.
  • A “Household” is all persons who occupy a housing unit and who are related by blood, marriage, adoption or guardianship (i.e., members of one family). If more than one family is living in the same housing unit, they constitute different families for eligibility purposes even though they reside at the same address.

County Premiums*

Effective 2013, the annual premium for these 58 counties are:

County of Residence Liability Premium County of Residence Liability Premium
Alameda $287.00 Orange $347.00
Alpine $248.00 Placer $248.00
Amador $248.00 Plumas $256.00
Butte $256.00 Riverside $248.00
Calaveras $248.00 Sacramento $287.00
Colusa $256.00 San Benito $231.00
Contra Costa $287.00 San Bernardino $248.00
Del Norte $256.00 San Diego $248.00
El Dorado $248.00 San Francisco $287.00
Fresno $231.00 San Joaquin $287.00
Glenn $256.00 San Luis Obispo $231.00
Humboldt $256.00 San Mateo $287.00
Imperial $248.00 Santa Barbara $231.00
Inyo $248.00 Santa Clara $287.00
Kern $248.00 Santa Cruz $231.00
Kings $231.00 Shasta $256.00
Lake $256.00 Sierra $248.00
Lassen $256.00 Siskiyou $256.00
Los Angeles $347.00 Solano $256.00
Madera $231.00 Sonoma $256.00
Marin $287.00 Stanislaus $287.00
Mariposa $248.00 Sutter $287.00
Mendocino $256.00 Tehama $256.00
Merced $231.00 Trinity $256.00
Modoc $256.00 Tulare $231.00
Mono $248.00 Tuolumne $248.00
Monterey $231.00 Ventura $248.00
Napa $256.00 Yolo $256.00
Nevada $248.00 Yuba $248.00

Cov txiv neeg muaj hnub nyoog 19 mus txog 24 xyoos uas tsis tau yuav poj niam yuav them 25% ntxiv

Hu Tuaj Rau Peb Nawb Mog!
1-866-602-8861
mylowcostauto.com

Xeev California Cov Es Sas Las Tsheb Uas Them Pheej Yig yog muab rau koj los ntawm California Cag Saib Xyuas Txog Es Sas Las (California Department of Insurance) thiab tswj los ntawm California Lub Hom Phiaj Txog Kev Phom Sij Rau Tsheb (California Automobile Assigned Risk Plan).

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California’s Low Cost Automobile Insurance Program (Hmong)
File Name: clca_2013_hm.pdf
File Size: 0.92MB

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Notes

Filed Under

Automobiles   ♦   Insurance   ♦  

Copyright

© 2013 California Department of Insurance

 

Tags/Keywords

insurance, cars, autos, low income, hmong

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