California’s Low Cost Automobile Insurance Program (Hmong)

Lub Xeev Kalifonias tau tsim txoj kev pabcuam fajseeb rau tsheb uas pheejyig no los rau cov tibneeg uas tsav tsheb zoo thiab khwv tau nyiaj los tsawg. Cov kev fajseeb (policies) no yog muag los ntawm cov koomhaum uas muaj laixees muag fajseeb tsheb nyob rau hauv Kalifonias. Lub xeev Kalifonias txoj kevcai hais tias ib Qhov Fajseeb Rau Tsheb hauv Kalifonias Uas Pheejyig xwb los yeej siv tau raws li txoj kevcai lawm.

California’s Low Cost Automobile Insurance Program (Hmong)

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Raws li txoj kev cai California txhua leej txhua tus tsav tsheb yuav tsum muaj es sas las tsheb (insurance). Yog koj tsav tsheb tsis muaj fajseeb, koj yuav:

  • Raug txwv tsis pub mus toj laixees tsheb (registration)
  • Raug ywv laixees tsav tsheb
  • Raug luag muab koj lub tsheb cab mus
  • Raug nplua

Puas yog koj tsav tsheb tsis muaj es sas las (insurance) vim koj tsis muaj nyiaj them nqi?

Lub Xeev California tau tsim qauv pab neeg tsav tsheb zoo them pheej yig tau es sas las tsheb. Koj tau nqe pheej yig nyob ntawm koj tau nyiaj pes tsawg txhua xyoos. Them qes tshaj $556 ib xyoos tau-Yam Es Sas Las hu ua Liability xwb.

Cov ntaub ntawv tuav pov hwm (policies) yog muab los ntawm California cov tuam txhab muag es sas las uas muaj ntawv tso cai los muag. California Cov Ntaub Ntawv Tuav Pov Hwm Rau Cov Es Sas Las Tsheb Uas Them Pheej Yig muaj raws li xeev qhov es sas las liability uas yuav tsum tau muaj.

Tej zaum koj yuav mus yuav tau Qhov Fajseeb Rau Tsheb hauv Kalifonias Aus Pheejyig yog tias koj:

  • Yog ib tus tibneeg uas tsav tsheb zoo
  • Muaj hnub nyoog yam qis 19 xyoos
  • Muaj laixees tsav tsheb tsis tu-ncua li peb lub xyoos
  • Muaj ib lub tsheb uas raug nqi li $25,000 rov hauv
  • Cov nyiaj khwv tau los tsis siab tshaj luag tus ciam

There are 2 payment plans available:

  • Full annual premium
  • Or, 20% deposit with balance to be paid 7 bi-monthly installments (for each installment payment there will be a $4 transaction fee.)

Qhov Kev Fajseeb Qis Tshaj uas luag kam muag rau koj yog:**

  • $10,000 rau kev raug mob lossis nqi taub-hau rau ib tus tibneeg
  • $20,000 rau kev raug mob lossis nqi taub-hau toj ib zaug tsheb sibtsoo
  • $3,000 rau kev tsoo tsheb lossis khoom puas toj ib zaug tsheb sibtsoo
* Yuav tau them $4.00 toj ib zaug ntxiv ua nqi faib them. Ob lub hlis twg ib zaug yog ob lub hlis them ib zaug.

** Koj yuav tau fajseeb siab tshaj no ntxiv tabsis yuav tau them nyiaj ntxiv.

Nyiaj Tau Uas Yuav Tsim Nyog (Rev March 2016)

Pes Tsawg Leej Hauv Tsev Neeg Nyiaj tau kawg nkaus ib xyoos
1 Leej $29,700
2 Leej $40,050
3 Leej $50,400
4 Leej $60,750
5 Leej $71,100
6 Leej $81,450
7 Leej $91,825
8 Leej $102,225
  • Eligibility is based on the household’s gross annual income which must be 250% or less of the federal poverty level.
  • For Low Cost Automobile Insurance Program (LCA) income eligibility purposes, “Household” means, all the persons who occupy a housing unit (house or apartment) and who are related by blood, marriage, registered domestic partnership, adoption, or guardianship. If more than one family is living in the same housing unit, they constitute different families for eligibility purposes even though they reside at the same address.

County Premiums*

Effective March 2016, the annual premium for the California counties are shown in the chart below.

Base Rate is for most drivers with 3 years of good driving history.
25% Surcharge if the driver is a single male 19-24 years old.
30% Surcharge if the driver has less than 3 years of verifiable driving history.

The maximum surcharge on any CLCA policy is 30%.

County of Residence Base Rate 25% surcharge 30% surcharge
Alameda $301 $376 $391
Alpine $253 $316 $329
Amador $253 $316 $329
Butte $270 $338 $351
Calaveras $253 $316 $329
Colusa $270 $338 $351
Contra Costa $301 $376 $391
Del Norte $270 $338 $351
El Dorado $253 $316 $329
Fresno $241 $301 $313
Glenn $270 $338 $351
Humboldt $270 $338 $351
Imperial $253 $316 $329
Inyo $253 $316 $329
Kern $253 $316 $329
Kings $241 $301 $313
Lake $270 $338 $351
Lassen $270 $338 $351
Los Angeles $428 $535 $556
Madera $241 $301 $313
Marin $301 $376 $391
Mariposa $253 $316 $329
Mendocino $270 $338 $351
Merced $241 $301 $313
Modoc $270 $338 $351
Mono $253 $316 $329
Monterey $241 $301 $313
Napa $270 $338 $351
Nevada $253 $316 $329
Orange $428 $535 $556
Placer $253 $316 $329
Plumas $270 $338 $351
Riverside $253 $316 $329
Sacramento $301 $376 $391
San Benito $241 $301 $313
San Bernardino $253 $316 $329
San Diego $253 $316 $329
San Francisco $301 $376 $391
San Joaquin $301 $376 $391
San Luis Obispo $241 $301 $313
San Mateo $301 $376 $391
Santa Barbara $241 $301 $313
Santa Clara $301 $376 $391
Santa Cruz $241 $301 $313
Shasta $270 $338 $351
Sierra $253 $316 $329
Siskiyou $270 $338 $351
Solano $270 $338 $351
Sonoma $270 $338 $351
Stanislaus $301 $376 $391
Sutter $301 $376 $391
Tehama $270 $338 $351
Trinity $270 $338 $351
Tulare $241 $301 $313
Tuolumne $253 $316 $329
Ventura $253 $316 $329
Yolo $270 $338 $351
Yuba $253 $316 $329

Cov txiv neeg muaj hnub nyoog 19 mus txog 24 xyoos uas tsis tau yuav poj niam yuav them 25% ntxiv

Hu Tuaj Rau Peb Nawb Mog!
1-866-602-8861
mylowcostauto.com

Xeev California Cov Es Sas Las Tsheb Uas Them Pheej Yig yog muab rau koj los ntawm California Cag Saib Xyuas Txog Es Sas Las (California Department of Insurance) thiab tswj los ntawm California Lub Hom Phiaj Txog Kev Phom Sij Rau Tsheb (California Automobile Assigned Risk Plan).

Published / Reviewed Date

Reviewed: May 03, 2016

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Automobiles   ♦   Insurance   ♦  

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© 2008 –2017 California Department of Insurance. Rights Reserved.

 

Tags/Keywords

insurance, cars, autos, low income, hmong


 
 
 

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