Gift cards that help pay for college or business

Source: Hadley Malcolm, USA Today

"Just send money" may be an oft-attributed young adult phrase, especially around the holidays, but several companies are now helping gift-givers do just that.

And instead of sending someone a check that may never be put toward its intended purpose, online companies such as GradSave and Kiva have systems in place that let you make direct donations to a child's 529 college savings plan or a microloan.

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