Scrutinizing 2010 insurance options

Source: Leslie Alderman, New York Times (Free Registration)

Whatever you do with your health benefits during the current open enrollment season for 2010, there’s a good chance it won’t be what you did last year.

The time-honored “evergreen” option — defaulting to your current plan — may simply no longer be an option. Either your employer no longer even offers that plan, or the terms may be so radically different that you may no longer want it.

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