Time spent selecting financial adviser can pay off

Source: Christine Dugas, USA TODAY

Despite more than three years and a powerful new bull market, the financial meltdown of 2008 still has many Americans worried about their retirement future.

A third of adults of all ages say that running out of money is their top retirement concern, according to a survey that Franklin Templeton Retirement Income Strategies and Expectations released last week.

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retirement, investments

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