Released: July 06, 2008

You can raise credit scores

Source: Gregory Karp, Baltimore Sun (Free Registration)

If you can improve your credit scores, you will probably spend less money, perhaps hundreds or thousands of dollars less each year.

Here is how to raise your scores, so you can receive the best financing rates and deals, better rates on insurance and all the other benefits of having a high credit rating.

What’s a good score? You have many credit scores. By far the most important are your FICO scores with each of the three major credit bureaus, Experian, Equifax and TransUnion. A mediocre score is 700, while a score above 750 should get you all the best deals and borrowing rates, said John Ulzheimer, president of consumer education for Credit.com and author of the book You’re Nothing but a Number.

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