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    <title>Consumer Action</title>
    <link>http://www.consumer-action.org</link>
    <description></description>
    <dc:language>en-us</dc:language>
    <dc:creator>angela.kwan@consumer-action.org</dc:creator>
    <dc:rights>Copyright 2009</dc:rights>
    <dc:date>2009-10-23T22:44:21Z</dc:date>
    <admin:generatorAgent rdf:resource="http://www.pmachine.com/" />


    <item>
      <title>GIFT CARDS: Know the pros and cons</title>
      <guid>http://www.consumer-action.org/featured/articles/gift_cards_know_the_pros_and_cons/</guid>
      <link>http://www.consumer&#45;action.org/featured/articles/gift_cards_know_the_pros_and_cons/</link>
      <description>The Fall 2009 issue of Consumer Action News looks at gift cards&#8212;including explanation of new gift card protections coming next year&#45;and prepaid cards, alternatives to traditional credit and debit cards.</description>
      <dc:subject></dc:subject>
      <content:encoded><![CDATA[<p>The Fall 2009 issue of Consumer Action News looks at gift cards&#8212;including explanation of new gift card protections coming next year-and prepaid cards, alternatives to traditional credit and debit cards.
</p>]]></content:encoded>
      <dc:date>2009-11-16T19:54:25Z</dc:date>
    </item>

    <item>
      <title>2009 Fall Issue</title>
      <guid>http://www.consumer-action.org/news/articles/2009_fall_issue/</guid>
      <link>http://www.consumer&#45;action.org/news/articles/2009_fall_issue/</link>
      <description>The Fall 2009 issue of Consumer Action News looks at gift cards&#8212;including explanation of new gift card protections coming next year&#45;and prepaid cards, alternatives to traditional credit and debit cards. The issue also contains news of Consumer Action&#39;s June 2009 fundraising event and recipients of our annual Consumer Excellence Awards as well as a list of all donors and educational partners.</description>
      <dc:subject></dc:subject>
      <content:encoded><![CDATA[The Fall 2009 issue of Consumer Action News looks at gift cards&#8212;including explanation of new gift card protections coming next year-and prepaid cards, alternatives to traditional credit and debit cards. The issue also contains news of Consumer Action's June 2009 fundraising event and recipients of our annual Consumer Excellence Awards as well as a list of all donors and educational partners.]]></content:encoded>
      <dc:date>2009-11-12T15:02:38Z</dc:date>
    </item>

    <item>
      <title>REVERSE MORTGAGES: Are they for you?</title>
      <guid>http://www.consumer-action.org/featured/articles/reverse_mortgages_are_they_for_you/</guid>
      <link>http://www.consumer&#45;action.org/featured/articles/reverse_mortgages_are_they_for_you/</link>
      <description>A new publication from Consumer Action explains the pros and cons of reverse mortgages.</description>
      <dc:subject></dc:subject>
      <content:encoded><![CDATA[<p>A new publication from Consumer Action explains the pros and cons of reverse mortgages.
</p>]]></content:encoded>
      <dc:date>2009-11-08T19:43:06Z</dc:date>
    </item>

    <item>
      <title>Reverse Mortgages: Are They for You?</title>
      <guid>http://www.consumer-action.org/english/articles/reverse_mortgages/</guid>
      <link>http://www.consumer&#45;action.org/english/articles/reverse_mortgages/</link>
      <description>Older homeowners may be able to borrow against their equity by taking a reverse mortgage. This publication provides an overview of how reverse mortgages work and what you need to look out for when considering a reverse mortgage.</description>
      <dc:subject>Housing, Home Financing</dc:subject>
      <content:encoded><![CDATA[Older homeowners may be able to borrow against their equity by taking a reverse mortgage. This publication provides an overview of how reverse mortgages work and what you need to look out for when considering a reverse mortgage.]]></content:encoded>
      <dc:date>2009-10-23T22:44:21Z</dc:date>
    </item>

    <item>
      <title>What to know if you rent</title>
      <guid>http://www.consumer-action.org/english/articles/what_to_know_if_you_rent/</guid>
      <link>http://www.consumer&#45;action.org/english/articles/what_to_know_if_you_rent/</link>
      <description>This publication provides a general overview of what tenants need to know when renting or leasing an apartment or a home.</description>
      <dc:subject>Housing</dc:subject>
      <content:encoded><![CDATA[This publication provides a general overview of what tenants need to know when renting or leasing an apartment or a home.]]></content:encoded>
      <dc:date>2009-10-23T22:27:22Z</dc:date>
    </item>

    <item>
      <title>Workplace Privacy &#45; Powerpoint Slides</title>
      <guid>http://www.consumer-action.org/english/articles/workplace_privacy_powerpoint_slides/</guid>
      <link>http://www.consumer&#45;action.org/english/articles/workplace_privacy_powerpoint_slides/</link>
      <description>These PowerPoint slides can be used with the Lesson Plan to hold a training on workplace privacy.</description>
      <dc:subject>Privacy Rights, Credit</dc:subject>
      <content:encoded><![CDATA[These PowerPoint slides can be used with the Lesson Plan to hold a training on workplace privacy.]]></content:encoded>
      <dc:date>2009-10-20T16:15:36Z</dc:date>
    </item>

    <item>
      <title>Workplace Privacy &#45; Lesson Plan and Class Activity</title>
      <guid>http://www.consumer-action.org/english/articles/workplace_privacy_lesson_plan_and_class_activity/</guid>
      <link>http://www.consumer&#45;action.org/english/articles/workplace_privacy_lesson_plan_and_class_activity/</link>
      <description>This lesson plan is designed to help you hold a training on employee privacy in the workplace.</description>
      <dc:subject>Privacy Rights, Credit</dc:subject>
      <content:encoded><![CDATA[This lesson plan is designed to help you hold a training on employee privacy in the workplace.]]></content:encoded>
      <dc:date>2009-10-20T14:47:15Z</dc:date>
    </item>

    <item>
      <title>Workplace Privacy Guide</title>
      <guid>http://www.consumer-action.org/english/articles/workplace_privacy_guide/</guid>
      <link>http://www.consumer&#45;action.org/english/articles/workplace_privacy_guide/</link>
      <description>This backgrounder guide on workplace privacy is written in question&#45;and&#45;answer format. It explains the limited nature of employee privacy rights in the workplace, and details when and how employers can observe and track employees&#8217; activities&#8212;including phone conversations and computer&#45;related tasks on company&#45;owned devices.</description>
      <dc:subject>Privacy Rights, Credit</dc:subject>
      <content:encoded><![CDATA[This backgrounder guide on workplace privacy is written in question-and-answer format. It explains the limited nature of employee privacy rights in the workplace, and details when and how employers can observe and track employees&#8217; activities&#8212;including phone conversations and computer-related tasks on company-owned devices.]]></content:encoded>
      <dc:date>2009-10-20T14:36:22Z</dc:date>
    </item>

    <item>
      <title>Buying a Home Leader&#8217;s Guide (2009)</title>
      <guid>http://www.consumer-action.org/english/articles/buying_a_home_leaders_guide_2009/</guid>
      <link>http://www.consumer&#45;action.org/english/articles/buying_a_home_leaders_guide_2009/</link>
      <description>The Buying a Home Leader&#700;s Guide provides detailed information, written in question&#45;and&#45;answer format, to help teach potential homebuyers how to navigate the often complex process of purchasing a home. The guide covers such topics as how to choose a real estate professional, how to qualify for a mortgage, and what is involved in the settlement (closing) process. It also explains unfamiliar terms and provides tips and suggestions to help the purchase process go more smoothly.</description>
      <dc:subject>Housing, Buying a Home, Home Financing</dc:subject>
      <content:encoded><![CDATA[The Buying a Home Leader&#700;s Guide provides detailed information, written in question-and-answer format, to help teach potential homebuyers how to navigate the often complex process of purchasing a home. The guide covers such topics as how to choose a real estate professional, how to qualify for a mortgage, and what is involved in the settlement (closing) process. It also explains unfamiliar terms and provides tips and suggestions to help the purchase process go more smoothly.]]></content:encoded>
      <dc:date>2009-09-16T15:52:02Z</dc:date>
    </item>

    <item>
      <title>Managing Your Money &#45; Leader&#8217;s Guide (2009)</title>
      <guid>http://www.consumer-action.org/english/articles/managing_your_money_leaders_guide_2009/</guid>
      <link>http://www.consumer&#45;action.org/english/articles/managing_your_money_leaders_guide_2009/</link>
      <description>This guide can help you become a money management mentor. Once you understand the basics of money management, you&#39;ll be able to help others learn techniques that can make an important difference in their finances.</description>
      <dc:subject>Money Management, Workshops/Trainings</dc:subject>
      <content:encoded><![CDATA[This guide can help you become a money management mentor. Once you understand the basics of money management, you'll be able to help others learn techniques that can make an important difference in their finances.]]></content:encoded>
      <dc:date>2009-09-10T18:13:36Z</dc:date>
    </item>

    <item>
      <title>Rebuilding Good Credit &#45; PowerPoint Training Slides</title>
      <guid>http://www.consumer-action.org/english/articles/rebuilding_good_credit_powerpoint_training_slides/</guid>
      <link>http://www.consumer&#45;action.org/english/articles/rebuilding_good_credit_powerpoint_training_slides/</link>
      <description>The Rebuilding Good Credit Powerpoint training file is available for download in the &quot;Download File&quot; section.</description>
      <dc:subject>Credit, Workshops/Trainings</dc:subject>
      <content:encoded><![CDATA[ The Rebuilding Good Credit Powerpoint training file is available for download in the "Download File" section.]]></content:encoded>
      <dc:date>2009-09-09T19:13:18Z</dc:date>
    </item>

    <item>
      <title>Micro Business Basics &#45; Powerpoint Training Slides (2009)</title>
      <guid>http://www.consumer-action.org/english/articles/micro_business_basics_powerpoint_presentation_2009/</guid>
      <link>http://www.consumer&#45;action.org/english/articles/micro_business_basics_powerpoint_presentation_2009/</link>
      <description>The Micro Business Basics Powerpoint training file is available for download in the &quot;Download File&quot; section.</description>
      <dc:subject>Money Management, Workshops/Trainings</dc:subject>
      <content:encoded><![CDATA[The Micro Business Basics Powerpoint training file is available for download in the "Download File" section.]]></content:encoded>
      <dc:date>2009-09-03T19:06:36Z</dc:date>
    </item>

    <item>
      <title>Micro Business Basics &#45; Seminar Lesson Plan (2009)</title>
      <guid>http://www.consumer-action.org/english/articles/micro_business_basics_seminar_lesson_plan_2009/</guid>
      <link>http://www.consumer&#45;action.org/english/articles/micro_business_basics_seminar_lesson_plan_2009/</link>
      <description>To help participants learn basic information about the creation and financial management of a  micro business.
PDF packet provides guidance for teachers and team leaders. The 16&#45;page packet contains a detailed curriculum, classroom activities and take home worksheets.</description>
      <dc:subject>Money Management, Workshops/Trainings</dc:subject>
      <content:encoded><![CDATA[To help participants learn basic information about the creation and financial management of a  micro business.
PDF packet provides guidance for teachers and team leaders. The 16-page packet contains a detailed curriculum, classroom activities and take home worksheets.
]]></content:encoded>
      <dc:date>2009-09-03T19:02:10Z</dc:date>
    </item>

    <item>
      <title>Manage Your Money Wisely &#45; Tracking your Money (2009)</title>
      <guid>http://www.consumer-action.org/english/articles/manage_your_money_en_2009/</guid>
      <link>http://www.consumer&#45;action.org/english/articles/manage_your_money_en_2009/</link>
      <description>Knowing what you spend now is the first step in creating a budget. A budget is a spending plan to help you forecast and control your expenses. To create a budget you need to know how much you spend each month &#45; and compare that figure to your take home pay.</description>
      <dc:subject>Money Management</dc:subject>
      <content:encoded><![CDATA[Knowing what you spend now is the first step in creating a budget. A budget is a spending plan to help you forecast and control your expenses. To create a budget you need to know how much you spend each month - and compare that figure to your take home pay. ]]></content:encoded>
      <dc:date>2009-08-27T17:21:18Z</dc:date>
    </item>

    <item>
      <title>Manage Your Money Wisely &#45; Powerpoint Training Slides</title>
      <guid>http://www.consumer-action.org/english/articles/manage_your_money_wisely_powerpoint_training_slides/</guid>
      <link>http://www.consumer&#45;action.org/english/articles/manage_your_money_wisely_powerpoint_training_slides/</link>
      <description>The Manage Your Money Wisely Powerpoint training file is available for download in the &quot;Download File&quot; section.</description>
      <dc:subject>Money Management, Workshops/Trainings</dc:subject>
      <content:encoded><![CDATA[The Manage Your Money Wisely Powerpoint training file is available for download in the "Download File" section.]]></content:encoded>
      <dc:date>2009-08-24T21:03:25Z</dc:date>
    </item>

    <item>
      <title>2009 Credit Card Survey</title>
      <guid>http://www.consumer-action.org/news/articles/2009_credit_card_survey/</guid>
      <link>http://www.consumer&#45;action.org/news/articles/2009_credit_card_survey/</link>
      <description>Consumer Action&#39;s 2009 Credit Card Survey contains information on credit card rates, fees, terms and industry practices for 39 cards from 22 issuers.</description>
      <dc:subject>Pricing Surveys</dc:subject>
      <content:encoded><![CDATA[Consumer Action's 2009 Credit Card Survey contains information on credit card rates, fees, terms and industry practices for 39 cards from 22 issuers.]]></content:encoded>
      <dc:date>2009-08-12T18:04:07Z</dc:date>
    </item>

    <item>
      <title>NEW CREDIT: Consumer protections in credit card law</title>
      <guid>http://www.consumer-action.org/featured/articles/new_credit_consumers_protections_in_credit_card_law/</guid>
      <link>http://www.consumer&#45;action.org/featured/articles/new_credit_consumers_protections_in_credit_card_law/</link>
      <description>The new credit card law will offer substantial protections to consumers. This consumer alert explains what they will be and when they will take effect.</description>
      <dc:subject></dc:subject>
      <content:encoded><![CDATA[<p>The new credit card law will offer substantial protections to consumers. This consumer alert explains what they will be and when they will take effect.
</p>]]></content:encoded>
      <dc:date>2009-08-03T11:58:25Z</dc:date>
    </item>

    <item>
      <title>Credit Card Fraud &#45; Lesson Plan</title>
      <guid>http://www.consumer-action.org/english/articles/credit_card_fraud_lesson_plan/</guid>
      <link>http://www.consumer&#45;action.org/english/articles/credit_card_fraud_lesson_plan/</link>
      <description>This updated packet provides guidance for teachers and team leaders. The 18&#45;page packet contains a detailed curriculum, classroom activities and Phishing information. (Note: It is only available as a PDF file.)</description>
      <dc:subject>Fraud/Scams, Credit Cards</dc:subject>
      <content:encoded><![CDATA[This updated packet provides guidance for teachers and team leaders. The 18-page packet contains a detailed curriculum, classroom activities and Phishing information. (Note: It is only available as a PDF file.)]]></content:encoded>
      <dc:date>2009-07-08T21:04:20Z</dc:date>
    </item>

    <item>
      <title>WRITE NOW: Affordable health coverage for all</title>
      <guid>http://www.consumer-action.org/featured/articles/call_now_affordable_health_coverage_for_all/</guid>
      <link>http://www.consumer&#45;action.org/featured/articles/call_now_affordable_health_coverage_for_all/</link>
      <description>Health care reform is being hotly debated at the federal level. Now is the right time to weigh in and ask that your lawmakers keep consumers in mind, and do not give into industry&#8217;s self&#45;serving demands.</description>
      <dc:subject></dc:subject>
      <content:encoded><![CDATA[<p>Health care reform is being hotly debated at the federal level. Now is the right time to weigh in and ask that your lawmakers keep consumers in mind, and do not give into industry&#8217;s self-serving demands.
</p>]]></content:encoded>
      <dc:date>2009-07-07T16:22:56Z</dc:date>
    </item>

    <item>
      <title>Elder Fraud : Preventing Senior Scams &#45; Powerpoint Training Slides</title>
      <guid>http://www.consumer-action.org/english/articles/preventing_senior_scams/</guid>
      <link>http://www.consumer&#45;action.org/english/articles/preventing_senior_scams/</link>
      <description>The Preventing Senior Scams Powerpoint training file is available for download in the &quot;Download File&quot; section.</description>
      <dc:subject>Fraud/Scams, Workshops/Trainings</dc:subject>
      <content:encoded><![CDATA[The Preventing Senior Scams Powerpoint training file is available for download in the "Download File" section.]]></content:encoded>
      <dc:date>2009-06-29T21:01:17Z</dc:date>
    </item>


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