Friday, April 13, 2012
Our Banking & Credit Work
Consumer Action is known for its advocacy around credit and banking issues. Access to appropriate and affordable financial services is a cornerstone for building sustainable finances and prospering financially.
Managing Money is a Consumer Action Project. Its web site, www.managing-money.org, is a financial literacy clearinghouse featuring Consumer Action’s award-winning multilingual educational materials.
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Items in Collection
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Families and Credit Cards
This module is designed to help parents and trainers talk to youth about credit cards. Topics include adding cardholders to your account, secondary cardholder policies, payment options for kids while…
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Credit Freeze
A credit file "security freeze" is a preventive tool to help you avoid identity theft and to block impostors from using your personal information to establish credit. This module explains…
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Short Term Credit
Credit can be a valuable financial tool for consumers who understand its costs and benefits and how to use it wisely. This module helps consumer to defines open-ended, or revolving,…
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Credit Reports, Credit Scores and Specialty Reports
This module contains information on what goes into the credit report and score, interpreting the credit score, improving credit rating, types of specialty reports, who should request their report, how…
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Rebuilding Good Credit
This training module covers the importance of having a good credit, your rights if your credit application is rejected, how to check your credit report, how to dispute mistakes on…
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Know the new credit card law
UPDATE: The Federal Reserve Board approved a final rule to protect credit card users from unreasonable late payment and other penalty fees and to require credit card issuers to reconsider…
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New protections on remittances offer solid standards for consumers
In a letter to the Federal Reserve Board, Consumer Action joined other advocates in praising new remittance protections for consumers and offering recommendations on problematic areas of the regulations.
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MoneyWi$e
This long-standing national financial literacy partnership of Consumer Action and Capital One provides free educational materials to individuals, non-profits and community based organizations.
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Banking Basics
This training series provides a simple introduction to the primary services offered by banks and credit unions, including checking accounts, savings accounts, certificates of deposit and debit cards. It also…
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Good Credit
This training module covers what credit history is, what a credit report is, how to get your credit report, how to establish good credit and where to complain if you…
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Credit Card Fraud
This module is designed to help participants to recognize and avoid many forms of fraud that involve credit cards, such as skimming, phishing, ID theft and counterfeit cards.
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Credit Card Terms
This module is designed to help participants to understand the different types of cards available; sort through offers to choose the card that's right for them; understand credit card terms…