Published: April 2012

The Fair Debt Collection Practices Clarification Act

Coalition asking Rep. Barney Frank to modify language that would increase the burden for consumers asserting their rights against debt collectors.

HR 4101, the Fair Debt Collection Practices Clarification Act would allow debt collectors to leave voicemail messages but would relax a current stricter liability standard for a looser “good faith standard.” NCLC and NACA have been working on analyzing the bill language and agree that this bill would be harmful to consumers. The coalition asks Rep. Frank to modify Section 2 of the bill which would relax the standard for liability for debt collectors.

Lead Organization

National Association of Consumer Advocates (NACA)

Other Organizations

Center for Responsible Lending | Consumer Action | Consumer Federation of America } Consumers Union | National Association of Consumer Advocates | National Consumer Law Center | The Institute for College Access & Success and its Project on Student Debt | U.S. PIRG

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The Fair Debt Collection Practices Clarification Act   (HR_4101_to_Frank.pdf)