Library: English | Consumer Action’s Directory of Specialty Consumer Reporting Agencies
Category: Credit Credit Reports/Scores Insurance on Nov 18, 2014

Library: English | An Employee’s Guide to Payroll Cards

This four-page guide is designed to help employees who work for companies that offer a payroll card to determine whether that is their best option, understand how the cards work and how to avoid fees, and know their rights.

Library: English | Paying with Plastic: A Consumer Action introduction to payment cards

This two-page fact sheet explains the differences between credit, charge, debit, prepaid and gift cards. It can help you choose the best option for every transaction.

Library: English | How to Send Money Home: Tips for transferring money abroad

Many immigrants send some of their earnings to relatives and friends in their home countries. There are several ways to transfer money to recipients outside the U.S., and different types of financial services and products can help you with this task.

Library: English | On the Rebound: Post-recession Tips for Fostering Your Personal Economic Recovery

In response to a research report by Aite Group and Chase Blueprint®, Consumer Action offers practical tips to help consumers bounce back from a financial crisis, meet future financial challenges and stay on track for the long term.

Library: English | Good Credit - Build it and keep it (English)

A fact sheet that explains what a credit history is, how to get your credit report, how to establish good credit and where to complain if you have a problem.

Library: English | Servicemembers and Veterans Financial Empowerment Resource Sheet

This 15-page resource guide is designed to help military servicemembers, veterans and their families make ends meet and weather financial crises. The guide details government and non-profit programs that provide financial aid, housing assistance, discounts on essential living expenses, financial counseling, legal advice, job training and more.

Library: English | Credit card checkout fees: Consumer rights and retailer responsibilities

A 2012 court settlement between retailers and the payments industry allowed retailers to pass their credit card acceptance costs onto consumers in the form of a new fee when consumers choose to pay with a credit card. Not all merchants will charge this fee so consumers should be aware that they can avoid it by shopping around.

Library: English | Improve Your Credit -  Put Bad Credit Behind You (English)

An easy-to-read brochure that explains why having good credit is important, your rights if your credit application is rejected, how to check your credit report, how to dispute mistakes on your credit report and how to begin to rebuild good credit.

Library: English | Financial Empowerment Resource Sheet

This fact sheet gives you information and resources to help you manage your money during difficult times. It details government programs that you might qualify for to boost your family income and help make ends meet.