Library: English | Staying on Track With Credit: How to use credit wisely

Credit can be a valuable financial tool for consumers who understand its costs and benefits and how to use it wisely. This brochure defines open-ended, or revolving, credit, including credit cards, home equity lines of credit and overdraft lines of credit, and discusses the pros and cons of using credit. It includes tips on high-cost credit to avoid.

Library: English | Credit Card Fraud - Lesson Plan

This updated packet provides guidance for teachers and team leaders. The 18-page packet contains a detailed curriculum, classroom activities and Phishing information. (Note: It is only available as a PDF file.)

Library: English | Questions and answers about credit card fraud: Training Manual

This 24-page publication provides information about many aspects of credit card fraud and offers tips for recognizing fraud and preventing it. The guide also covers how to check your credit card billing statement, where to report credit card fraud and what to do when fraud strikes. A list of helpful resources is included.

Library: English | Recognizing Credit Card Fraud

Credit card fraud happens when consumers give their credit card number to unfamiliar individuals, when cards are lost or stolen, when mail is diverted from the intended recipient and taken by criminals, or when employees of a business copy the card or card numbers of a cardholder. This new Consumer Action publication explains how to recognize and avoid many forms of fraud that involve credit cards, such as skimming, phishing, ID theft and counterfeit cards.

Library: English | Credit Card Fraud - PowerPoint Training Slides

The Credit Card Fraud PowerPoint training file is available for download in the “Download File” section.

Library: English | Good Credit - Seminar Lesson Plan Packet

This PDF packet provides guidance for teachers and team leaders. The packet contains a detailed curriculum, classroom activities and take home worksheets.

Library: English | Understanding Debit Cards: Plastic with a difference

Debit cards look similar to credit cards, but they work differently. This publication explains how they work, what consumer protections exist and how cardholders can address problems with billing and unauthorized use.

Library: English | Be Careful Where You Get Credit - PowerPoint Slides

This presentation is a companion to the brochure “Watch Where You Get Credit,” which compares various sources of credit—from credit unions to pawn shops.

Library: English | Watch Where You Get Credit: Not all credit is good credit

This publication explains the various sources of credit—from credit unions to pawn shops—and includes warnings about credit that consumers might want to avoid.

Library: English | Understanding Your Credit Score

Your credit score is a “snapshot” of your credit history that is used by lenders, insurers and others to assess your creditworthiness and the likelihood that you will pay your bills and repay outstanding loans. This publication explains how to learn your score, how to interpret it and how to maintain or improve it.