English Library: Credit

Some of the following Consumer Action publications are available in bulk for non-profit or government agencies to distribute for educational purposes. Further info can be found on the How To Order Consumer Action's Publications page.

California Car Buyer’s Bill of Rights

Library: English | California Car Buyer’s Bill of Rights

California car buyers have important rights that have changes the way millions of cars are bought and sold in California.

Category: Auto Lending/Insurance Credit Credit Reports/Scores Credit Scores on Jun 16, 2006

 
Questions & Answers About Subprime Lending

Library: English | Questions & Answers About Subprime Lending

This eight-page training guide, written in a question-and-answer format, discusses subprime lending and its pitfalls from a consumer advocacy perspective. The guide covers risk-based pricing of loans, subprime loans, credit scoring, predatory lending, illegal practices, and how consumers can protect themselves and fight back if they become victims.

Category: Credit Credit Reports/Scores Credit Scores on Apr 01, 2004

 
Poor Credit means Higher Interest Rates - How to avoid bad loans

Library: English | Poor Credit means Higher Interest Rates - How to avoid bad loans

This brochure addresses “subprime” loans offered to people with credit problems. While consumers with poor credit can find fairly priced mortgages, car loans and credit cards at higher-than-average rates, this population is easily victimized by very bad deals called predatory lending. This brochure covers illegal lending practices, warning signs of bad loans, how to avoid becoming a victim, filing a compaint and resources for advice and assistance.

Category: Credit Credit Reports/Scores on Apr 01, 2004

 
Questions & Answers About Privacy & Your Credit Report

Library: English | Questions & Answers About Privacy & Your Credit Report

Privacy abuses are on the increase, including credit fraud and identity theft, a fast-growing crime in which an impostor applies for credit under a victim’s name. “Questions and Answers about Privacy and Credit Reports” offers in-depth information on privacy and credit reports, bank accounts and marketing as well as new laws designed to help people better control how their personal information is used.

Category: Credit Credit Fraud Credit Reports/Scores Credit Scores Fraud/Scams Privacy Rights on Jun 24, 2003

 
Privacy and Your Credit Report

Library: English | Privacy and Your Credit Report

Our personal financial information is more easily available and far less secure in the computer age than it was in the days of old-fashioned filing cabinets. “Privacy and Your Credit Report” explains why the information contained in your credit report can, in the wrong hands, be used to abuse your privacy. It also explains how California residents have strong privacy rights with new laws and an office of privacy protection.

Category: Credit Credit Fraud Credit Reports/Scores Fraud/Scams Privacy Rights on Jun 23, 2003

 
Building or Repairing Your Credit with a Secured Credit Card

Library: English | Building or Repairing Your Credit with a Secured Credit Card

Even people with damaged credit may be able to obtain a secured credit card by depositing money in a savings account. This booklet explains what to look for when shopping for a secured credit card-and what to avoid.

Category: Credit Credit Cards on Oct 22, 2002

 
Questions & Answers About Secured Credit Cards

Library: English | Questions & Answers About Secured Credit Cards

This booklet gives in-depth background about secured credit cards, including how to find cards, features to avoid, costs and fees and how to successfully graduate to an unsecured credit card.

Category: Credit Credit Cards on Oct 12, 2002

 
Keeping Your Bank & Credit Card Accounts Safe from Fraud

Library: English | Keeping Your Bank & Credit Card Accounts Safe from Fraud: A manual for community-based organizations

A manual designed to help staff members of community-based organizations educate their clients about avoiding fraud in banking and credit card transactions. Topics covered include banking on the Internet, avoiding financial scams, identity theft and using ATMs. Includes resources for victims of fraud.

Category: Credit Credit Cards Fraud/Scams on Dec 27, 2001

 
Preventing Credit Card Fraud

Library: English | Preventing Credit Card Fraud: Learn how to protect yourself

A brochure that describes how crooks steal and use credit cards and card numbers, and also describes how to protect your card and what to do if your card has been stolen.

Category: Credit Credit Cards Fraud/Scams on Dec 27, 2000

 
Credit Repair Scams

Library: English | Credit Repair Scams: They Make Your Money Disappear

An illustrated fact sheet that describes what a credit report is and how to find out what is in your credit report. Explains how to correct inaccurate information in your report and advises caution with credit repair companies and guaranteed credit claims.

Category: Credit Credit Reports/Scores Fraud/Scams on Dec 27, 2000

 
 

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