Library: English | Rebuilding Your Credit - Leader’s Guide

A guide to help community-based organizations educate their clients about ways to start rebuilding good credit. Topics include damaged credit, credit reports, mistakes on your credit report, credit repair offers, debt consolidation, co-signed loans, secured credit cards, credit counseling, bankruptcy and how to keep your good credit.

Library: English | Rebuilding Good Credit - Seminar Lesson Plan Packet

This packet provides guidance for teachers and team leaders. The packet contains a detailed curriculum, classroom activities and take home worksheets. (Note: It is only available as a PDF file.)

Library: English | Staying on Track with Credit - PowerPoint Slides

The Staying on Track with Credit PowerPoint training file is available for download in the “Download File” section.

Library: English | Staying on Track with Credit - Lesson Plan

This packet provides guidance for teachers and team leaders. The 23-page packet contains a detailed curriculum, classroom activities and take home worksheets. (Note: It is only available as a PDF file.)

Library: English | Questions and Answers About Obtaining and Managing Credit

By understanding how credit works, what it costs, and how to avoid accumulating too much debt, consumers can use credit to their advantage. The “Credit Training Manual” can help answer many questions about credit.

Library: English | Staying on Track With Credit: How to use credit wisely

Credit can be a valuable financial tool for consumers who understand its costs and benefits and how to use it wisely. This brochure defines open-ended, or revolving, credit, including credit cards, home equity lines of credit and overdraft lines of credit, and discusses the pros and cons of using credit. It includes tips on high-cost credit to avoid.

Library: English | Good Credit - Seminar Lesson Plan Packet

This PDF packet provides guidance for teachers and team leaders. The packet contains a detailed curriculum, classroom activities and take home worksheets.

Library: English | Understanding Your Credit Score

Your credit score is a “snapshot” of your credit history that is used by lenders, insurers and others to assess your creditworthiness and the likelihood that you will pay your bills and repay outstanding loans. This publication explains how to learn your score, how to interpret it and how to maintain or improve it.

Library: English | California Car Buyer’s Bill of Rights

California car buyers have important rights that have changed the way millions of cars are bought and sold in California.

Library: English | Questions & Answers About Subprime Lending

This eight-page training guide, written in a question-and-answer format, discusses subprime lending and its pitfalls from a consumer advocacy perspective. The guide covers risk-based pricing of loans, subprime loans, credit scoring, predatory lending, illegal practices, and how consumers can protect themselves and fight back if they become victims.