How to get your financial house in order before you die

 

Source: Michelle Singletary, Washington Post ( Paid Registration )

Life insurance payouts all too often go unclaimed because beneficiaries aren't aware of the policies, according to the National Association of Insurance Commissioners, which established a search tool to help consumers find lost life insurance policies and annuities (https://eapps.naic.org/life-policy-locator/#/welcome).

To make things easier for your family, put together a binder -- or just write a letter -- detailing what you own and owe. Here's a list of the many documents people need to know about.

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