How to protect yourself from online shopping scams this holiday season

 

Source: Michelle Singletary, Washington Post ( Paid Registration )

Pay with a credit card, not a debit card. You may be thinking you can avoid getting into debt by paying with your debit card. But a credit card purchase offers more consumer protections than a debit card.

Look out for fake shipping text messages and emails. Don’t click on anything in a text or email. It could be legit, but why take the risk? Instead, go to the retailer’s website and type in your shipping or purchase code to double-check details about your order.

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